🇨🇲 XAF to 🇳🇬 NGN — Franc CFA (FCFA) to Nigerian Naira Rate Today
Live indicative interbank rate. Last refreshed 22 Jun 2026 12:00:04 UTC.
Convert Franc CFA to Nigerian Naira using the live indicative interbank rate and the converter below. Covers the cost of sending to Nigeria via the major mobile money apps.
XAF to NGN rate change
Rate tracking started 5 June 2026. Longer windows fill in as history grows.
Change in the XAF→NGN rate. + means the Nigerian Naira weakened against the Franc CFA; − means it strengthened.
Why the XAF–NGN corridor matters
The naira meets the Central African CFA franc across Nigeria's eastern border with Cameroon and Chad — cattle, foodstuffs and cross-border informal trade dominate this less-banked corridor.
Currency converter
XAF → NGN conversion table
| XAF | NGN |
|---|---|
| 500 | 1,180.00 |
| 1,000 | 2,360.00 |
| 2,000 | 4,720.00 |
| 5,000 | 11,800.00 |
| 10,000 | 23,600.00 |
| 25,000 | 59,000.00 |
| 50,000 | 118,000.00 |
| 100,000 | 236,000.00 |
| 250,000 | 590,000.00 |
| 500,000 | 1,180,000.00 |
| 1,000,000 | 2,360,000.00 |
Table computed at the indicative rate of 1 XAF = 2.36 NGN. Real operator-side values include a 1%-4% spread.
Franc CFA to Nigerian Naira exchange rate history
Official vs Parallel Market Rate
Tracks live rateParallel premium reviewed 18 Jun 2026; the rate above tracks the live official rate (updated daily) — only the premium % is fixed.
The parallel rate shown is an indicative, community-aggregated figure sourced from NgnRates / Aboki. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.
What moves the Franc CFA rate
The Central-African CFA franc is pegged to the euro at a fixed 655.957, like the XOF but not interchangeable. The rate is stable against the euro and tracks EUR/USD against the dollar; CEMAC-zone oil receipts weigh on reserves.
About the Franc CFA
The Central African CFA Franc (XAF, FCFA) is the official currency of the six CEMAC member states — Cameroon, Chad, Central African Republic, Congo-Brazzaville, Equatorial Guinea and Gabon. It is issued by the Bank of Central African States (BEAC) and pegged to the Euro at the fixed rate of 655.957 XAF per 1 EUR. The CFA is theoretically subdivided into 100 centimes, though the centime is no longer in active use. Despite sharing the CFA name, the XAF and the West African XOF are not interchangeable: cross-border payments between the two zones require an FX conversion at the BEAC-BCEAO interbank rate. For mobile-money inflows to MTN MoMo Cameroon and Orange Money in the CEMAC zone, EUR-to-XAF flows benefit from the fixed peg, while USD and GBP flows must cross EUR before converting.
About the Nigerian Naira
The Nigerian Naira (NGN, ₦) is the official currency of Nigeria, issued by the Central Bank of Nigeria (CBN) since 1973 when it replaced the Nigerian pound. Subdivided into 100 kobo, the Naira is one of Africa's most-traded currencies and the principal medium of exchange for the continent's largest economy. Since the CBN's 2023 unification of the parallel and official exchange rate windows through what it calls the NAFEM mechanism, the Naira has traded under market-driven pricing rather than the previous administered peg. Nigeria receives an estimated 20 billion USD a year in formal remittances, and for inbound flows to MTN MoMo PSB, OPay, PalmPay and Moniepoint the published Naira rate is now typically within 1%-3% of the parallel market — a sharp narrowing compared to the 30%-60% gaps that prevailed before unification.
How to send Franc CFA to Nigeria
For transfers from CEMAC zone to Nigeria, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our Nigeria inbound transfer page.
Related pairs
FAQ
What is the XAF/NGN exchange rate today?
How much is 100 XAF in NGN?
What's the best way to send Franc CFA to Nigeria?
Is the Nigerian Naira a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Nigeria, see the inbound transfer comparison.