How to check your MoMo balance in Ghana on every network
Checking your MoMo balance in Ghana is free and instant on all three networks. MTN MoMo: *170# → My Wallet → Balance. Telecel Cash and AT Money: *110# → Balance. No fee, no daily limit, no internet needed.
✓ Verified June 2026.Figures from live operator tariffs; operators may revise their schedules.
MTN MoMo — step by step
- On your MTN number, dial *170# and press call.
- At the main menu, select 'My Wallet' (option 6).
- Select 'Balance' (option 1).
- Enter your 4-digit MoMo PIN.
- The MoMo balance shows immediately. On some phones you also see MoKash and MoMo Advance balances if you have them.
The whole thing takes 15-20 seconds. If you have multiple wallets, the same page shows all balances side by side.
Telecel Cash & AT Money — step by step
- On your Telecel OR AT SIM (both share *110# in Ghana), dial *110#.
- The wallet menu matching your SIM opens (Telecel Cash on Telecel SIM, AT Money on AT SIM).
- Select 'Balance' or 'Check Balance'.
- Enter your PIN.
- The balance shows.
Via the MTN MoMo app (alternative)
The MTN MoMo app shows your balance right on the home screen — no menu needed. Useful when you want to see the balance without breaking a PIN entry flow. The app uses data or WiFi (no USSD), so it also works abroad on roaming.
Frequently asked questions
How do I check my MTN MoMo balance in Ghana?
Dial *170# → My Wallet (option 6) → Balance (option 1). Enter your MoMo PIN. The balance shows in seconds. Free and you can do it as often as you like per day.
How do I check my Telecel Cash balance?
Dial *110# on your Telecel number. The Telecel Cash menu opens — select Balance. Enter your PIN. Free, instant, no agent.
And for AirtelTigo Money?
Same *110# as Telecel — the network of the SIM determines which wallet opens. Dial *110# on your AT number, select Balance, enter the PIN.
How much does a balance check cost?
Zero. Balance check is free on all three Ghanaian networks. No operator fee, no tax (the e-levy was repealed in April 2025). You can check 50 times a day if you want.
Why does my balance show '0' when I have been credited?
Three common causes. (1) The transfer has not yet landed — wait 2-3 minutes for cross-network. (2) The SIM you are using is not the one hosting the wallet (a wallet is tied to ONE number). (3) You have multiple MTN wallets (main MoMo, MoKash, MoMoPay merchant) — check each via the menu.
Can I check someone else's balance?
No. You can only check the balance of the wallet hosted on YOUR number. To confirm a credit sent to a third party, they must check their own balance — or look at the MTN/Telecel/AT SMS confirmation that arrives automatically on receipt.