MMomoCalc

Ghana MoMo USSD codes for every task on every network

Every Ghana mobile money USSD code in one place. MTN MoMo: *170#. Telecel Cash and AT Money share *110#. Here are the verified deep paths for balance, send, withdraw and PIN — on every network, no internet needed.

Verified June 2026.Figures from live operator tariffs; operators may revise their schedules.

The cheat sheet — every network, every task

TaskMTN MoMoTelecel CashAT Money
Main menu*170#*110#*110#
Send money*170# → 1*110# → Send*110# → Send
MoMoPay merchant*170# → 2*110# → Pay*110# → Pay
Withdraw (cash-out)*170# → 5*110# → Cashout*110# → Cashout
My wallet / balance*170# → 6*110# → Balance*110# → Balance
Reversal (wrong number)*170# → 6 → Report Fraud → New ReversalCall customer careCall customer care
PIN change*170# → 6 → Change PIN*110# → PIN*110# → PIN

Sources: MTN Ghana (Facebook MoMo + tariff page), Telecel Cash & AT Money (asetenapa + 233digital). Verified June 2026.

Why Telecel and AT share *110#

*110# came from a National Communications Authority decision that consolidated short codes for rare services (registration, fraud line, customer care). When Vodafone Cash became Telecel Cash in 2024, the code stayed the same — the migration was backend-only. AirtelTigo Money uses the same *110# because the NCA reserved that number for non-MTN operators. For users the trick is simple: the SIM you use determines which wallet opens.

For MTN MoMo in depth

MTN MoMo is the dominant operator in Ghana and its *170# menu is the richest. See our dedicated page for the full map: option by option, path by path, with what each actually costs.

The full MTN MoMo *170# menu →

Frequently asked questions

What is the MTN MoMo Ghana code?
*170#. Dial *170# from your MTN number and the MoMo menu opens: send (1), MoMoPay (2), withdraw (5), my wallet (6), buy (4). No internet needed.
Do Telecel Cash and AT Money share a code?
Yes. In Ghana, *110# is the shared code for Telecel Cash (formerly Vodafone Cash) and AirtelTigo Money. You access your wallet depending on the SIM you use. *110# is also the registration code for both services.
Do USSD codes cost anything?
Menu access at *170# and *110# is free. Balance checks, PIN changes, statement requests: all free. Only financial operations (send, withdraw) trigger the normal operator fee per the band.
What if *170# does not respond?
First check your MTN signal — *170# only works on the MTN network. If you are on MTN and nothing opens after 2-3 tries, the channel sometimes has micro-outages at peak hours (noon-2pm, 6-8pm). Try later, or use the MTN MoMo app (which uses data instead of USSD).
How do I change my MoMo PIN via USSD?
Dial *170# → My Wallet (6) → Change PIN. The system asks for your current PIN then the new one (twice). Free, instant, no agent. Our dedicated page covers PIN reset if you forgot it.

See also