Ghana MoMo USSD codes for every task on every network
Every Ghana mobile money USSD code in one place. MTN MoMo: *170#. Telecel Cash and AT Money share *110#. Here are the verified deep paths for balance, send, withdraw and PIN - on every network, no internet needed.
What is the MoMo USSD code in Ghana?
In Ghana, MTN MoMo uses *170# and Telecel Cash + AT Money share *110#. Dial them to check balance, send, withdraw or change your PIN — free, no internet needed. The SIM you use determines which wallet opens. Verified June 2026.
The cheat sheet - every network, every task
| Task | MTN MoMo | Telecel Cash | AT Money |
|---|---|---|---|
| Main menu | *170# | *110# | *110# |
| Send money | *170# → 1 | *110# → Send | *110# → Send |
| MoMoPay merchant | *170# → 2 | *110# → Pay | *110# → Pay |
| Withdraw (cash-out) | *170# → 5 | *110# → Cashout | *110# → Cashout |
| My wallet / balance | *170# → 6 | *110# → Balance | *110# → Balance |
| Reversal (wrong number) | *170# → 6 → Report Fraud → New Reversal | Call customer care | Call customer care |
| PIN change | *170# → 6 → Change PIN | *110# → PIN | *110# → PIN |
Sources: MTN Ghana (Facebook MoMo + tariff page), Telecel Cash & AT Money (asetenapa + 233digital). Verified June 2026.
Steps: open the MoMo menu over USSD
- Dial the USSD code — On MTN, dial *170#; on Telecel Cash or AT Money, dial *110#. No mobile data required.
- Pick the operation — Pick 1 to send, 5 to withdraw, 6 for My Wallet (balance, PIN, reversal) on MTN — or follow the verbal prompts on *110#.
- Enter the details — Follow the prompts: recipient number, amount, reason. The menu shows the fee before you confirm.
- Confirm with PIN — Enter your 4-digit mobile money PIN to confirm. A confirmation SMS arrives within seconds.
The menu varies slightly by operator, but the sequence — dial → pick → enter → PIN — is identical across all three networks.
Why Telecel and AT share *110#
*110# came from a National Communications Authority decision that consolidated short codes for rare services (registration, fraud line, customer care). When Vodafone Cash became Telecel Cash in 2024, the code stayed the same - the migration was backend-only. AirtelTigo Money uses the same *110# because the NCA reserved that number for non-MTN operators. For users the trick is simple: the SIM you use determines which wallet opens.
For MTN MoMo in depth
MTN MoMo is the dominant operator in Ghana and its *170# menu is the richest. See our dedicated page for the full map: option by option, path by path, with what each actually costs.