🇹🇬 Send FCFA5,000 in Togo: fees by provider
To send FCFA5,000 in Togo, Gozem is free, while the others charge up to FCFA55.00. So the cheapest is Free and the most expensive FCFA55.00.
FCFA5,000 is a common mid-size amount in Togo — roughly a week's shopping in Lomé. Togo relies on T-Money (Togocom) and Moov Money / Flooz for mobile payments.
A small but well-connected market, Togo uses mobile money for merchant payments as much as transfers; tariffs follow the usual CFA bands. At 0% effective, this is where comparing providers pays most — the relative gap between cheapest and priciest is wide around here.
At FCFA5,000, this amount falls in a pricing band where a flat FCFA50 fee applies at the reference provider. The next band starts at FCFA5,001, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.
The Togo send tariff is banded by amount: flat FCFA10 FCFA1–FCFA500; flat FCFA25 FCFA501–FCFA2,000; flat FCFA50 FCFA2,001–FCFA5,000; flat FCFA100 FCFA5,001–FCFA10,000; flat FCFA200 FCFA10,001–FCFA50,000. That is why the cost depends as much on the amount as on the provider.
10% Fee Tax: Togo applies a 10% government tax on the transaction fee itself — NOT on the transfer amount. Reduced from 18% in January 2024.
Compare all providers for FCFA5,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
GOGozemCheapest | Free | None | Free |
TMTMoney | FCFA50.00 | FCFA5.00 | FCFA55.00 |
FLFlooz | FCFA50.00 | FCFA5.00 | FCFA55.00 |
Indicative verified fees; any applicable government levy is included in the total.
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