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🇹🇬 Send FCFA10,000 in Togo: fees by provider

To send FCFA10,000 in Togo, Gozem is free, while the others charge up to FCFA110.00. So the cheapest is Free and the most expensive FCFA110.00.

Cheapest to send FCFA10,000
Free· Gozem
up to FCFA110.00 at the priciest provider
The cost of sending FCFA10,000

FCFA10,000 is a common mid-size amount in Togo — roughly a week's shopping in Lomé. Togo relies on T-Money (Togocom) and Moov Money / Flooz for mobile payments.

A small but well-connected market, Togo uses mobile money for merchant payments as much as transfers; tariffs follow the usual CFA bands. At 0% effective, this is where comparing providers pays most — the relative gap between cheapest and priciest is wide around here.

At FCFA10,000, this amount falls in a pricing band where a flat FCFA100 fee applies at the reference provider. The next band starts at FCFA10,001, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.

The Togo send tariff is banded by amount: flat FCFA10 FCFA1–FCFA500; flat FCFA25 FCFA501–FCFA2,000; flat FCFA50 FCFA2,001–FCFA5,000; flat FCFA100 FCFA5,001–FCFA10,000; flat FCFA200 FCFA10,001–FCFA50,000. That is why the cost depends as much on the amount as on the provider.

10% Fee Tax: Togo applies a 10% government tax on the transaction fee itself — NOT on the transfer amount. Reduced from 18% in January 2024.

Compare all providers for FCFA10,000

ProviderFeeLevyTotal
GOGozemCheapest
FreeNoneFree
TMTMoney
FCFA100.00FCFA10.00FCFA110.00
FLFlooz
FCFA100.00FCFA10.00FCFA110.00

Indicative verified fees; any applicable government levy is included in the total.

Other amounts in Togo

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Frequently Asked Questions

How much does it cost to send FCFA10,000 in Togo?
Between Free and FCFA110.00 depending on the provider. The cheapest is Gozem at Free; compare the table above.
Which provider is cheapest to send FCFA10,000?
Gozem at Free. Fees rise to FCFA110.00 at the others — see the comparison table.
Is sending FCFA10,000 free in Togo?
Yes with Gozem; the others charge up to FCFA110.00.
Is there a government tax on sending FCFA10,000 in Togo?
Togo applies a 10% government tax on the transaction fee itself — NOT on the transfer amount. Reduced from 18% in January 2024.