🇹🇬 Send FCFA100,000 in Togo: fees by provider
To send FCFA100,000 in Togo, Gozem is free, while the others charge up to FCFA550.00. So the cheapest is Free and the most expensive FCFA550.00.
FCFA100,000 is one of the largest amounts on this page in Togo — roughly rent or a large purchase. Togo relies on T-Money (Togocom) and Moov Money / Flooz for mobile payments.
A small but well-connected market, Togo uses mobile money for merchant payments as much as transfers; tariffs follow the usual CFA bands. At 0% effective the fee is almost negligible; here the binding constraint is your transaction limit and the agent's cash float.
At FCFA100,000, this amount falls in a pricing band where a flat FCFA500 fee applies at the reference provider. This is the top band: the tariff does not change above it. Keeping money on the wallet to pay avoids any cash-out fee.
The Togo send tariff is banded by amount: flat FCFA10 FCFA1–FCFA500; flat FCFA25 FCFA501–FCFA2,000; flat FCFA50 FCFA2,001–FCFA5,000; flat FCFA100 FCFA5,001–FCFA10,000; flat FCFA200 FCFA10,001–FCFA50,000. That is why the cost depends as much on the amount as on the provider.
10% Fee Tax: Togo applies a 10% government tax on the transaction fee itself — NOT on the transfer amount. Reduced from 18% in January 2024.
Compare all providers for FCFA100,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
GOGozemCheapest | Free | None | Free |
TMTMoney | FCFA500.00 | FCFA50.00 | FCFA550.00 |
FLFlooz | FCFA500.00 | FCFA50.00 | FCFA550.00 |
Indicative verified fees; any applicable government levy is included in the total.
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