🇹🇬 Send FCFA500 in Togo: fees by provider
To send FCFA500 in Togo, Gozem is free, while the others charge up to FCFA11.00. So the cheapest is Free and the most expensive FCFA11.00.
FCFA500 is one of the smallest amounts people move in Togo — roughly a zem ride and airtime. Togo relies on T-Money (Togocom) and Moov Money / Flooz for mobile payments.
A small but well-connected market, Togo uses mobile money for merchant payments as much as transfers; tariffs follow the usual CFA bands. At an effective 0% on the cheapest option (Gozem), the fixed part bites hardest here — batching small sends or keeping the balance on the wallet saves the most.
At FCFA500, this amount falls in a pricing band where a flat FCFA10 fee applies at the reference provider. The next band starts at FCFA501, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.
The Togo send tariff is banded by amount: flat FCFA10 FCFA1–FCFA500; flat FCFA25 FCFA501–FCFA2,000; flat FCFA50 FCFA2,001–FCFA5,000; flat FCFA100 FCFA5,001–FCFA10,000; flat FCFA200 FCFA10,001–FCFA50,000. That is why the cost depends as much on the amount as on the provider.
10% Fee Tax: Togo applies a 10% government tax on the transaction fee itself — NOT on the transfer amount. Reduced from 18% in January 2024.
Compare all providers for FCFA500
| Provider | Fee | Levy | Total |
|---|---|---|---|
GOGozemCheapest | Free | None | Free |
TMTMoney | FCFA10.00 | FCFA1.00 | FCFA11.00 |
FLFlooz | FCFA10.00 | FCFA1.00 | FCFA11.00 |
Indicative verified fees; any applicable government levy is included in the total.
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