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Mixx by Yas Charges

🇹🇿 TZS (TSh) · Including all taxes

Mixx by Yas is one of the leading mobile money services in Tanzania, serving millions of users. Send fees are TSh15 per transaction. Note that Tanzania applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.

How much does Mixx by Yas charge per transaction in 2026?

On Mixx by Yas in Tanzania, receiving is free. Sending money costs TSh15 TSh200–TSh999, up to TSh720 on larger amounts. Cashing out costs TSh175 TSh200–TSh999, up to TSh8,000 on larger amounts. A state tax also applies (Mobile Money Withdrawal Levy ("tozo")). Tariffs verified against the operator source (June 2026).

Provider

Amount

TShTZS

Mixx by Yas Send Money Fee Tiers in Tanzania

Range	Fee
TSh200 - TSh999	TSh15 TZS 15
TSh1,000 - TSh2,999	TSh30 TZS 30
TSh3,000 - TSh4,999	TSh50 TZS 50
TSh5,000 - TSh9,999	TSh130 TZS 130
TSh10,000 - TSh19,999	TSh350 TZS 350
TSh20,000 - TSh49,999	TSh400 TZS 400
TSh50,000 - TSh99,999	TSh720 TZS 720

Mixx by Yas Withdrawal (Cash-Out) Fee Tiers in Tanzania

Range	Fee
TSh200 - TSh999	TSh175 TZS 175
TSh1,000 - TSh2,999	TSh350 TZS 350
TSh3,000 - TSh4,999	TSh600 TZS 600
TSh5,000 - TSh9,999	TSh950 TZS 950
TSh10,000 - TSh19,999	TSh1,450 TZS 1,450
TSh20,000 - TSh49,999	TSh1,850 TZS 1,850
TSh50,000 - TSh99,999	TSh2,700 TZS 2,700
TSh100,000 - TSh499,999	TSh4,000 TZS 4,000
TSh500,000+	TSh8,000 TZS 8,000

Tanzania Mobile Money Levies & Taxes

Mobile Money Withdrawal Levy ("tozo")

Levy active

Tanzania charges a banded government levy when you cash out at a mobile-money agent — from TZS 10 up to a maximum of TZS 2,000 at the top band. Sending money carries no levy. The transfer levy on bank↔wallet and inter-bank moves was scrapped on 1 October 2022; the withdrawal levy was kept, with its maximum cut to TZS 2,000.

Paid by sender

mobile money to Bank & Bank to mobile money: Transfer Fees

How much does a mobile money to bank transfer cost in Tanzania?

Wallet-to-bank runs over each operator's Pay Bank menu (M-Pesa Pay Bank *150*00#, Mixx by Yas → Bank, Airtel Money → Bank). You pay the operator's transfer fee — which already includes Tanzania's fiscal stack (10% excise + 18% VAT, a ~1.298× multiplier) — plus any fee the receiving bank charges. The menu shows the exact fee before you confirm; it varies by amount and bank.

mobile money → Bank

Bank → mobile money

Pulling money from a bank into the wallet (bank → mobile money) is typically free or low-cost to receive, and is initiated from the bank's own app or USSD; the bank may apply its own outbound fee. Confirm the exact charge in your bank's mobile-money transfer screen.

Current status

Tanzania's mobile-money fees carry a fiscal stack — a 10% excise duty plus 18% VAT on the fee (about a 1.298× multiplier on the base operator fee). It is built into the displayed transfer fee, so the figure the Pay Bank menu shows is already tax-inclusive.

Worked example: To send TSh 100,000 from M-Pesa to a CRDB or NMB account, open *150*00#, choose Pay Bank, pick the bank, enter the account number and amount; the menu shows the all-in fee (operator fee × the 1.298 fiscal stack) before you confirm. On major partners the credit posts in seconds.

Source: Operator Pay Bank menus (vodacom.co.tz M-Pesa, yas.co.tz Mixx by Yas, airtel.co.tz); Tanzania fiscal stack 10% excise + 18% VAT (×1.298). Exact per-bank wallet→bank tiers vary — confirm in the live menu.

Tigo Pesa is now Mixx by Yas

On 26 November 2024, Tigo Tanzania became Yas, and the Tigo Pesa wallet became Mixx by Yas. The operator is Honora Tanzania, part of the Axian Telecom group. Nothing changes in practice: same SIM card (no swap needed), same airtime balance, same USSD codes, and you still cash out at the same Wakala agents across the country. If you searched for "Tigo Pesa charges", this is the right schedule — the name changed, not the service.

Source: yas.co.tz ("Tigo is Now Yas"), The Citizen, 26 Nov 2024. Verified 9 July 2026.

Nivushe Plus: credit on the wallet

Nivushe Plus is a short-term loan taken through Mixx by Yas: TSh 1,000 to 2,000,000, repaid over 7 to 90 days. The published fee runs from 9.2% to 25% of the amount, and the exact figure is shown to you BEFORE you accept. Your limit depends on your usage score; eligibility is notified by SMS.

The credit is not lent by Yas but by partner financial-service providers: Azania, Letshego, CRDB, DCB and Mwanga Hakika. (The earlier Yas Nivushe ran on Absa and Jumo.) We describe the mechanism and the cost — not advice: check the fee shown in the app before you accept.

Source: mixx.co.tz/consumers/nivushe-plus and the Nivushe Plus terms (yas.co.tz).

Sent to the wrong number? 12 hours

Mixx by Yas lets you reverse a wrong transaction within 12 hours of making it — to another Mixx number, to another operator, a wrong cash-out at a Wakala, or a wrong bank account.

Dial *150*01#, pick 6 (Self-Care) then 1 (Transaction Reversal), select the transaction and confirm with your PIN. You can also use the Mixx app, or call customer care on 100. Wakalas and corporate accounts aren't eligible. Move fast: after 12 hours that route closes.

Source: Mixx by Yas FAQs (mixx.co.tz), verified July 2026.

TIPS and TAN-QR: pay without cashing out

The Bank of Tanzania runs TIPS (the Tanzania Instant Payment System), a real-time central switch linking banks and mobile-money operators — instead of a bilateral link per pair. Tanzania was the first country in the world to implement mobile money interoperability, back in 2014.

TAN-QR is the national QR standard mandated by the Bank of Tanzania: a merchant shows one QR code, and any customer scans it from any app — Mixx by Yas, M-Pesa, Airtel Money or a bank app. The practical point: paying by QR at the merchant means you don't cash out, so you don't pay the government withdrawal levy.

Source: Bank of Tanzania (TIPS, TAN-QR).

Mixx by Yas belongs to the Axian Telecom group, which also runs Telma and its MVola wallet in Madagascar, and Free in Senegal — hence the family resemblance across these markets. MVola fees → · Senegal fees →

About Mixx by Yas in Tanzania

Tanzania has a genuinely competitive field — Vodacom M-Pesa, Airtel Money and Mixx by Yas (ex Tigo Pesa, rebranded 26 November 2024) — landing money in Dar es Salaam and upcountry, with LUKU TANESCO as the dominant bill-pay use case. What was scrapped on 1 October 2022 was the TRANSFER levy (bank↔wallet, inter-bank); the WITHDRAWAL levy at a mobile-money agent was kept, its maximum cut to TZS 2,000. Sending carries no levy. TCRA-mandated interoperability covers M-Pesa↔Mixx↔Airtel cross-network sends.

On pricing, here is how Mixx by Yas structures its fees. Sending is priced by band : flat TSh15 TSh200–TSh999; flat TSh30 TSh1,000–TSh2,999; flat TSh50 TSh3,000–TSh4,999; flat TSh130 TSh5,000–TSh9,999. Cash-out is priced by band : flat TSh175 TSh200–TSh999; flat TSh350 TSh1,000–TSh2,999; flat TSh600 TSh3,000–TSh4,999; flat TSh950 TSh5,000–TSh9,999. Receiving money is free; the cost sits at sending and at cashing out to physical cash.

Government levy. Tanzania applies a government levy (Mobile Money Withdrawal Levy ("tozo")) on top of the operator fee — it is already included in the calculator totals above.

How to use it. You manage Mixx by Yas via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.

To compare Mixx by Yas with the other operators in Tanzania for your exact amount, use the calculator at the top of this page or open the Tanzania page. Tariffs rendered from our database, verified in 2026.