How much does TymeBank SendMoney cost in 2026?
What a TymeBank SendMoney costs in 2026
TymeBank SendMoney sends money to a South African cellphone number — the recipient withdraws the cash with no bank account and no card. Here's what it costs in 2026, from the official source, and how to pay the least.
| Send | R10 per transaction; free if the recipient is a TymeBank customer |
| ATM withdrawal | no extra fee — recipient collects the full voucher value in cash |
| Till withdrawal | collect at Pick n Pay, Boxer or TFG tills (10-digit voucher, valid 7 days) |
| PayShap | free via a ShapID (up to R5,000) — the cheapest PayShap in SA; receiver always free |
Third-party sites still quote R7 — that is stale; TymeBank's own page says R10 (and free to a TymeBank recipient).
Source: TymeBank SendMoney + PayShap pages
How to send and withdraw a TymeBank SendMoney
The recipient needs no bank account, no app and no card — just their cellphone number. Here are the steps:
- In the TymeBank app, choose the send-to-a-cellphone product.
- Enter the recipient's cellphone number and the amount, then confirm.
- The recipient gets a code by SMS; at the till or ATM they present that code (and their cellphone number) to withdraw the cash.
- Where to withdraw: Pick n Pay, Boxer or TFG tills.
Limits & requirements
Per-voucher and daily SendMoney limits apply; the voucher is valid 7 days — verify the exact cap in the TymeBank app.
TymeBank SendMoney vs the alternatives
Total cost to send R500 to someone without a bank account (send + till withdrawal), computed from our verified 2026 fees:
| Product | Total (R500) |
|---|---|
| TymeBank SendMoneyCheapest(this page) | R10.00 |
| FNB eWallet | R11.00 |
| Nedbank Send iMali | R12.00 |
| Absa CashSend | R13.50 |
| Standard Bank Instant Money | R20.00 |
| Capitec Send Cash | verify |
| PayShap | R0–R5.50 (to a ShapID/account, no cash) |
Assumes a supermarket-till withdrawal (the cheapest channel); an ATM can cost more. PayShap goes to an account/ShapID, not cash — it's the alternative for a recipient who HAS an account.
Bottom line: for R500, the cheapest way to hand cash to someone without an account is TymeBank SendMoney, at R10.00 all-in (send + till withdrawal). Always compare the final amount before sending.
Frequently asked questions
How much is TymeBank SendMoney?
R10 per transaction, or free if the recipient is also a TymeBank customer. Withdrawal costs nothing extra.
Where can I withdraw TymeBank SendMoney?
At Pick n Pay, Boxer or TFG tills, using the 10-digit voucher (valid 7 days).
Is TymeBank SendMoney free?
R10 per send, or free to a recipient already on TymeBank. Third-party sites still quote R7 — that's stale; TymeBank's own page says R10.
Receiving money from abroad
These products are for sending money WITHIN South Africa to someone without a bank account — they are not international receive channels. To receive money from abroad, or to send it across the region (Zimbabwe, Malawi, Mozambique, Zambia), see our dedicated routes.
For example, to send to a mobile wallet in Zimbabwe, Malawi or Zambia, a remittance service like Mukuru, Mama Money or Hello Paisa handles it — not a bank cash-send product, which stays domestic to South Africa.