South Africa money USSD codes
The money USSD codes that matter in South Africa — send an eWallet, withdraw cash without a card at a till, cellphone banking and Mukuru. Each code is verified from the source; codes we could not confirm are intentionally omitted.
| Code | Service | What it does |
|---|---|---|
| *120*277# | FNB eWallet | Open the FNB eWallet menu — send an eWallet, check the balance, or reset the withdrawal PIN. Works from any phone. |
| *120*277*4# | FNB eWallet — withdraw at a till | Withdraw eWallet cash without a card at a Pick n Pay, Checkers, Shoprite, Usave, PEP or Ackermans till. |
| *120*321# | FNB cellphone banking | FNB's cellphone-banking menu (balances, transfers, prepaid) for FNB account holders. |
| *120*2272# | Absa cellphone banking (CashSend) | Absa's cellphone-banking menu, where a CashSend voucher is created and managed. |
| *130*567# | Mukuru (send from South Africa) | Create a cross-border Mukuru transfer from South Africa (e.g. to Zimbabwe, Malawi, Zambia). The recipient's Zimbabwe Mukuru code is *646#. |
What is *120*277# for?
*120*277# opens the FNB eWallet menu: send money to a cellphone number, check the balance, or reset the withdrawal PIN. To withdraw the cash without a card at a supermarket till, dial *120*277*4#.
Codes verified from the providers' own pages (2026). Banks occasionally change codes — if one fails, dial the base code and follow the menu, or confirm with your bank.