How much does Nedbank Send iMali (Pay-to-cellphone) cost in 2026?
What a Nedbank Send iMali (Pay-to-cellphone) costs in 2026
Nedbank Send iMali (Pay-to-cellphone) sends money to a South African cellphone number — the recipient withdraws the cash with no bank account and no card. Here's what it costs in 2026, from the official source, and how to pay the least.
| Send | R12 per R1,000 (or part thereof); some accounts include 1–2 free per month |
| ATM withdrawal | free (R0) to the recipient at a Nedbank ATM |
| Till withdrawal | collect at a Nedbank ATM (cardless) |
| PayShap | Pay-to-ShapID free (R0.50 on one entry account) / Pay-to-account R10 |
The sender's R12/R1,000 is the only charge — recipient withdrawal at a Nedbank ATM is free.
Source: Nedbank Everyday Banking Fees 2026 (personal.nedbank.co.za)
How to send and withdraw a Nedbank Send iMali (Pay-to-cellphone)
The recipient needs no bank account, no app and no card — just their cellphone number. Here are the steps:
- In the Nedbank app, choose the send-to-a-cellphone product.
- Enter the recipient's cellphone number and the amount, then confirm.
- The recipient gets a code by SMS; at the till or ATM they present that code (and their cellphone number) to withdraw the cash.
- Where to withdraw: Nedbank ATMs (cardless withdrawal).
Limits & requirements
Daily Send iMali (Pay-to-cellphone) limits apply by account — verify the exact cap in the Nedbank app.
Nedbank Send iMali (Pay-to-cellphone) vs the alternatives
Total cost to send R500 to someone without a bank account (send + till withdrawal), computed from our verified 2026 fees:
| Product | Total (R500) |
|---|---|
| TymeBank SendMoneyCheapest | R10.00 |
| FNB eWallet | R11.00 |
| Nedbank Send iMali(this page) | R12.00 |
| Absa CashSend | R13.50 |
| Standard Bank Instant Money | R20.00 |
| Capitec Send Cash | verify |
| PayShap | R0–R5.50 (to a ShapID/account, no cash) |
Assumes a supermarket-till withdrawal (the cheapest channel); an ATM can cost more. PayShap goes to an account/ShapID, not cash — it's the alternative for a recipient who HAS an account.
Bottom line: for R500, the cheapest way to hand cash to someone without an account is TymeBank SendMoney, at R10.00 all-in (send + till withdrawal). Always compare the final amount before sending.
Frequently asked questions
How much is Nedbank Send iMali?
R12 per R1,000 to send; withdrawal is free at a Nedbank ATM. Some accounts include 1–2 free sends a month.
How do I withdraw Send iMali?
Cardless at a Nedbank ATM, using the SMS code.
Is Send iMali the same as MobiMoney?
Nedbank's 2026 personal guide names this product "Pay-to-cellphone-number (Send iMali)" — it's the send-to-a-cellphone product.
Receiving money from abroad
These products are for sending money WITHIN South Africa to someone without a bank account — they are not international receive channels. To receive money from abroad, or to send it across the region (Zimbabwe, Malawi, Mozambique, Zambia), see our dedicated routes.
For example, to send to a mobile wallet in Zimbabwe, Malawi or Zambia, a remittance service like Mukuru, Mama Money or Hello Paisa handles it — not a bank cash-send product, which stays domestic to South Africa.