Namibia mobile money send charges 2026
Send fees by wallet, sender side: FNB eWallet N$10, Standard Bank Blue Wallet N$8.50, Bank Windhoek EasyWallet N$9; MTC PayToday varies by partner. No percentages — flat fees only, up to the N$5,000 cap.
✓ Verified June 2026.Fees confirmed against operator pricing guides and the Bank of Namibia Banking Fees and Charges Report 2025/2026. There is no state mobile-money tax in Namibia.
Send fees, sender side (by wallet)
- FNB eWallet — N$10, flat up to N$5,000.
- Standard Bank Blue Wallet — N$8.50, flat up to N$5,000.
- Bank Windhoek EasyWallet — N$9, flat up to N$5,000.
- MTC PayToday — tariff varies by partner; verify before transacting.
Percentage fees? No.
None of the three Namibian banking wallets apply percentage fees. A N$50 send costs the same as a N$5,000 send — the per-transaction flat fee rules. Practical consequence: these wallets are relatively expensive for small sends (N$50 + N$10 = 20% of the amount) and cheap for large ones (N$5,000 + N$10 = 0.2%).
For frequent small sub-N$100 sends (daily P2P, family contribution), batch into one weekly send rather than five N$50 sends — you pay the flat fee once instead of five times.
Frequently asked questions
Are there percentage fees?
No. The three banking wallets (FNB, Standard Bank, Bank Windhoek) charge a flat fee per send, not a percentage.
How to reduce the cost of small sends?
Batch several small sends into a weekly or monthly send: the flat fee applies once. For frequent sub-N$50 sends, the flat fee can exceed 20% of the amount; batching brings it below 1%.