MTC PayToday Namibia: pay and send from the telco wallet
MTC PayToday is the wallet from telco operator MTC, focused on merchant pay and recharge. The per-transaction tariff varies by partner (retail, biller, bank) — verify before sending rather than assuming a flat rate.
✓ Verified June 2026.Fees confirmed against operator pricing guides and the Bank of Namibia Banking Fees and Charges Report 2025/2026. There is no state mobile-money tax in Namibia.
Effective tariff
- Cellphone send — tariff varies by partner outlet; ask for confirmation before each transaction.
- Source: MTC PayToday — tariff varies by partner outlet.
Access codes
- USSD —
*140*611# - Customer care — +264 61 280 2000
- App — MTC App (Google Play / App Store)
When to pick it
PayToday is less a cellphone-send wallet than a merchant-pay and recharge wallet — useful inside the MTC merchant network, less relevant for the typical 'send N$200 to my cousin in Rundu' scenario. For that, eWallet, Blue Wallet or EasyWallet are better tooled.
Frequently asked questions
What's the PayToday tariff?
Varies by partner (retail, biller, bank). MTC does not publish a single flat fee on a scrapeable surface — ask for confirmation at the outlet before transacting.
Do you need an MTC SIM to use PayToday?
Not strictly, but the experience is noticeably smoother from an MTC SIM. For non-MTC users, some partners accept an alternative ID.