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Pay your bills from a wallet in Namibia

Paying your bills from a Namibian wallet: NamPower (electricity, prepaid), NamWater (water), Telecom Namibia and MTC (telecoms) are the main billers. Each banking wallet exposes these billers from its USSD menu or app.

Verified June 2026.USSD codes, caps and procedures verified against operator and bank sources. No fees are quoted on this page.

Main Namibian billers

  • NamPowerelectricity (post-paid meter AND prepaid token).
  • NamWaterwater (bulk distribution to municipalities); the domestic customer account usually sits at the municipality (Windhoek, Walvis Bay, Swakopmund).
  • Telecom Namibiafixed line, ADSL, FTTH.
  • MTC, TN Mobile, Paratusprepaid recharge and postpaid bills for the cellular operators.

From a banking wallet

Each of the three banking wallets (FNB eWallet, Standard Bank Blue Wallet, Bank Windhoek EasyWallet) exposes these billers from its USSD menu and app. The biller-pay fee is usually equal to or below the cellphone-send fee — often N$2-N$5 depending on bank and biller.

For a NamPower prepaid (electricity), the 20-digit token arrives by SMS within a minute of payment. Note the token on paper as a backup — a lost SMS isn't replayable and would require re-opening a customer-care file.

Posting timeline

Postpaid NamPower / NamWater / Telecom Namibia: payment posts within 1-2 business days to the biller's system. If you pay the day before a cut-off, keep the payment proof (banking SMS) to show the technician if the cut happens before the system update.

Frequently asked questions

Does the NamPower prepaid token arrive immediately?
Yes, by SMS within 1 minute of successful payment. Note it down on paper as backup — a lost SMS isn't auto-replayable.
Can you pay the municipality (water, refuse) from a wallet?
Yes for the City of Windhoek and several others (Walvis Bay, Swakopmund). Each bank lists municipal billers in its USSD/app menu — check before assuming.

See also