FNB eWallet Namibia charges 2026
Real FNB eWallet fees: a flat N$10 per send to a cellphone (up to the standard N$5,000 cap), then a flat N$14 to draw without a card at an FNB Namibia ATM. Primary source: FNB Namibia Pricing Guide 2025/2026.
✓ Verified June 2026.Fees confirmed against operator pricing guides and the Bank of Namibia Banking Fees and Charges Report 2025/2026. There is no state mobile-money tax in Namibia.
Send fee — sender side
- Cellphone send (eWallet) — N$10 flat, up to N$5,000.
- No percentage component: sending N$50 costs the same as sending N$5,000.
- No government tax: Namibia has no e-levy-style charge on mobile money.
Withdrawal fee — recipient side
- FNB Namibia ATM (cardless) withdrawal — N$14 flat.
- The N$14 fee applies on withdrawal, not on receiving the SMS — getting an eWallet costs nothing.
- FNB does not deduct this from the sender; it is the recipient who bears it at the ATM.
Sender + recipient total for common scenarios
- Send N$100 → total cost N$24 (N$10 sender + N$14 recipient). Recipient nets N$86 in hand.
- Send N$500 → total cost N$24, recipient nets N$486.
- Send N$2,000 → total cost N$24, recipient nets N$1,986.
- Send N$5,000 (cap) → total cost N$24, recipient nets N$4,986.
Source: FNB Namibia Pricing Guide 2025/2026 (https://www.fnbnamibia.com.na/namibia/pricing). Tariffs verified on 2026-06-20.
Frequently asked questions
Is there a percentage fee?
No. FNB eWallet is flat: N$10 send, N$14 withdrawal, regardless of amount. No percentage, no state tax.
Does the sender pay for the withdrawal?
No. The N$14 is deducted from the amount drawn at the ATM, so the recipient bears it. The sender pays only the N$10 send fee.
What's the fee source?
FNB Namibia Pricing Guide 2025/2026 (fnbnamibia.com.na/namibia/pricing), verified on 20 June 2026.