MVola Fees in Madagascar
🇲🇬 MGA (Ar) · Including all taxes
MVola is one of the leading mobile money services in Madagascar, serving millions of users. Send fees are Ar70 per transaction. Use the fee tables below to see all charges including government taxes.
Send Money Fee Tiers
| Range | Fee |
|---|---|
| Ar100 - Ar1,000 | Ar70 Ar 70 to MVola subscriber |
| Ar1,001 - Ar5,000 | Ar70 Ar 70 |
| Ar5,001 - Ar10,000 | Ar150 Ar 150 |
| Ar10,001 - Ar25,000 | Ar250 Ar 250 |
| Ar25,001 - Ar50,000 | Ar500 Ar 500 |
| Ar50,001 - Ar100,000 | Ar1,000 Ar 1,000 |
| Ar100,001 - Ar250,000 | Ar1,900 Ar 1,900 |
| Ar250,001 - Ar500,000 | Ar1,900 Ar 1,900 |
| Ar500,001 - Ar1,000,000 | Ar3,200 Ar 3,200 |
| Ar1,000,001 - Ar2,000,000 | Ar3,800 Ar 3,800 |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| Ar100 - Ar1,000 | Ar0 Free |
| Ar1,001 - Ar5,000 | Ar150 Ar 150 |
| Ar5,001 - Ar10,000 | Ar275 Ar 275 |
| Ar10,001 - Ar20,000 | Ar550 Ar 550 |
| Ar20,001 - Ar25,000 | Ar650 Ar 650 |
| Ar25,001 - Ar50,000 | Ar1,300 Ar 1,300 |
| Ar50,001 - Ar100,000 | Ar1,900 Ar 1,900 |
| Ar100,001 - Ar250,000 | Ar3,400 Ar 3,400 |
| Ar250,001 - Ar500,000 | Ar4,700 Ar 4,700 |
| Ar500,001 - Ar1,000,000 | Ar8,800 Ar 8,800 |
| Ar1,000,001 - Ar2,000,000 | Ar14,700 Ar 14,700 |
| Ar2,000,001 - Ar3,000,000 | Ar19,600 Ar 19,600 |
| Ar3,000,001 - Ar4,000,000 | Ar24,500 Ar 24,500 |
| Ar4,000,001 - Ar5,000,000 | Ar29,400 Ar 29,400 |
MVola channels: deposit, withdrawal and coupon
Deposits to the MVola wallet are free at service points (PoPs, Cash Points and Yas Stores) — you only pay to send and withdraw. For withdrawal there are two channels: the Cash Point (agent), and, for partner-bank customers, the ATM — for example BRED Madagasikara ATMs, the ATM partner. Withdrawal fees follow the bands in the table above.
To send to someone without a mobile money account, the coupon system lets the recipient withdraw the amount with a code, without a wallet. The per-operation transfer cap is 20 million ariary; above that, the send must be split.
Transfer to another operator (interoperability)
Madagascar has full, multidirectional interoperability: from MVola you can send to the other operators (MVola, Orange Money, Airtel Money), routed by the recipient number's prefix. The rate for a transfer 'to another operator' can differ from a same-network transfer, so check the recipient's operator before sending.
Identify a number's operator with our prefix page (032, 033, 034…). Confirm the exact cross-operator schedule on the operator's site.
Compare with Other Providers
Frequently Asked Questions
What are MVola fees to send money in Madagascar?
MVola fees are banded by the amount sent (see the table above). The per-operation transfer cap is 20 million ariary. Tip: sending just over a band edge costs more — split large sends at the band boundaries to save.
How do I withdraw money with MVola in Madagascar?
You can withdraw at a Cash Point (agent) or, for some partner banks, at an ATM (for example BRED Madagasikara). Deposits to the wallet are free at service points. Withdrawal fees are banded by amount.
Can I send to another operator from MVola?
Yes. Madagascar has full interoperability: you can send to the other operators (MVola, Orange Money, Airtel Money), routed by the number's prefix. The 'to another operator' rate can differ from the same-network rate; confirm the cross-operator schedule on the operator's site.
How do I send money to someone without a MVola account?
You can send via a coupon: the non-subscriber recipient withdraws the amount with a code, without a wallet. Fees follow the banded send schedule.
Are there inactivity fees on MVola?
For MVola, yes: 2,000 Ar after 6 months without a transaction, 4,000 Ar at 12 months, 6,000 Ar at 18 months. A small transaction every six months avoids them. See our dedicated inactivity-fees page.
Is MVola the cheapest in Madagascar?
It depends on the amount and band. Use the calculator on the Madagascar page to compare MVola with the other operators for your exact amount.