Send money from France to Madagascar
See today's EUR→MGA rate, compare every service on fees, speed and delivery, and see what your recipient keeps after cash-out fees and taxes — before you send.
Today's EUR→MGA exchange rate
This is the reference interbank rate — the starting point before each service's fee and margin.
Interbank rate updated 30 Jul 15:00 UTC (3h ago)
Calculate for your amount:
France is one of the main origins of the Malagasy diaspora. Unlike the CFA routes, the Malagasy ariary (MGA) FLOATS — there is no fixed peg — so the FX margin genuinely bites and the day's rate matters. This page is the SEND-side companion to our dedicated France→Madagascar receive-side page; on the receive side, money arrives on MVola, Orange Money or Airtel Money.
Our verdict: the best way to send France to Madagascar
Best for the lowest total cost to Madagascar
Taptap Send and Remitly: Wave does not operate in Madagascar and the ariary floats, so compare the FINAL AMOUNT received in two or three apps — the FX margin genuinely matters here, unlike the fixed-peg CFA routes.
Best for speed to an MVola, Orange Money or Airtel wallet
the wallet-focused apps deliver within minutes, sometimes instantly — their rails are built for direct mobile-wallet deposit.
Best for large transfers and rate transparency
Wise: at the mid-market rate with a transparent percentage fee. For XOF and XAF the EUR-CFA rate is fixed (655.957); for Madagascar (MGA, floating) the FX margin weighs more and Wise stays closest to mid-market.
Best for cash pickup / a recipient without a wallet
Western Union and MoneyGram: their large agent networks allow cash pickup, useful if your family member has no mobile wallet or app.
Best for Madagascar wallet support
For Madagascar, compare the services reaching MVola, Orange Money and Airtel; see also our dedicated France→Madagascar receive-side page.
In plain terms: For most people sending France to Madagascar to an MVola, Orange Money or Airtel wallet, Taptap Send and Remitly give the best balance of cost and speed; if you're moving a large sum where the exchange rate dominates, Wise; if your recipient needs cash, Western Union and MoneyGram. Either way, the recipient only pays the MVola/Orange/Airtel cash-out fee.
Comparing the services: fees, rates, speed & delivery
| Service | Fee model | Rate | Speed | Delivery | Best for | Official site |
|---|---|---|---|---|---|---|
| Orange Money Europe | Flat fee by band, shown in the app | EUR-CFA on the peg for XOF/XAF | Instant to Orange/MTN wallets | Orange Money / MTN wallets across 30+ countries | Direct sends to Orange/MTN African wallets | Go to Orange Money Europe → |
| Wise | Transparent percentage fee, shown upfront | Mid-market (interbank) rate | Often within ~24h | Bank deposit; some mobile money | Transparency and larger sums | Go to Wise → |
| Remitly | Low or zero fee by speed tier | Competitive; promo rates for new users | Instant (Express) to a few days (Economy) | Bank, cash pickup, mobile money | Flexible delivery and cash pickup | Go to Remitly → |
| Taptap Send | Small flat or percentage fee by route | Solid rates | Minutes | Bank and mobile money | Low-cost app transfers | Go to Taptap Send → |
| LemFi | Typically low or zero on core routes | Small markup over mid-market | Instant to minutes | Bank and mobile money | Fast zero-fee app-to-app sends | Go to LemFi → |
| MoneyGram | Variable fee by amount and channel | Margin over mid-market | Flexible, including instant cash | Cash pickup, bank, mobile money | Agent network for cash pickup | Go to MoneyGram → |
Some provider links are referral links, marked sponsored. They never change the figures or the order shown.
Important note: Wave does not operate in Madagascar — it is a West-African (WAEMU-zone) player. For this route, Orange Money Europe and the apps (Taptap Send, Remitly, Wise) are the relevant options; we therefore do not list it here, for accuracy.
Receiving in Madagascar: MVola, Orange Money or Airtel — and the floating ariary
On the receive side, money lands on MVola (Telma), Orange Money or Airtel Money. Unlike the CFA routes, the ariary (MGA) has NO peg — it floats — so the EUR → MGA margin genuinely moves and the day's rate matters: use our live rate as the anchor.
Vanilla season: Madagascar is the world's largest vanilla exporter, and the vanilla campaign (harvest and export, around mid-year) is when export earnings and diaspora flows swell — a useful cue for timing a transfer around the rate. Madagascar vanilla price →
Tax anchor: Madagascar has NO confirmed mobile-money receive tax (a 0.5% proposal in the 2025 Finance Bill remains unconfirmed and operators show no tax line) — the only cost is the operator's cash-out fee.
Which services reach Madagascar's mobile wallets
In Madagascar, mobile money means MVola, Orange Money or Airtel Money — the table shows what each service actually reaches: wallet, bank account or cash pickup.
| Service | Mobile money MVola / Orange / Airtel | Bank | Cash |
|---|---|---|---|
| Orange Money Europe | ✓ | — | — |
| Wise | ✓ | ✓ | — |
| Remitly | ✓ | ✓ | ✓ |
| Taptap Send | ✓ | ✓ | — |
| LemFi | ✓ | ✓ | — |
| MoneyGram | ✓ | ✓ | ✓ |
What your recipient actually gets in Madagascar
Cash-out / withdrawal cost
In Madagascar, receiving on MVola, Orange Money or Airtel Money is free; the recipient's cost is the operator's cash-OUT fee, charged by amount band. A 0.5% tax on transactions above 150,000 Ar was proposed in the 2025 Finance Bill, but no public source confirms it is in force and operators show no separate tax line — treat it as unconfirmed until an official source lists it.
Receiving to a bank vs a wallet
In Madagascar, mobile money means MVola (Telma), Orange Money and Airtel Money. France is one of the main origins of the Malagasy diaspora, and this page is the SEND-side companion to our dedicated receive-side page — see it for the detailed withdrawal grid and inactivity fees.
Keeping the money on the wallet to pay avoids the withdrawal fee. The EUR-MGA rate floats, so compare the final amount received in the app for your exact amount.
How to send: methods, limits & safety
Delivery methods compared
Mobile money (MVola, Orange Money or Airtel Money) is usually fastest and most convenient to spend. Bank deposit suits larger sums. Cash pickup (agent) gives the widest reach but can cost more on the receive side. Choose by what your family plans to do with the money.
Transfer limits & KYC
Every service requires a verified account (photo ID + address), usually 5-15 minutes the first time. Sending caps apply per transaction and per period, and rise with your verification level. For a first large send, expect extra verification.
Frequently asked questions
Which app is best to send to Madagascar from France?
How long does a transfer to Madagascar take?
Is money received taxed in Madagascar?
Bottom line
Bottom line: for a typical mobile-money send France to Madagascar, compare Taptap Send and Remitly first on the final amount received; switch to Wise for large sums, and Western Union and MoneyGram if cash pickup is needed.
We describe each service's published model (fees, rates, speed, delivery) from public information, without reproducing live quotes or marketing copy. Always check the final fee and rate in the app before sending.