🇬🇭 Send ₵5,000 in Ghana: fees by provider
To send ₵5,000 in Ghana, Telecel is free, while the others charge up to ₵7.50. So the cheapest is Free and the most expensive ₵7.50.
Five thousand cedis is the kind of sum people move for rent, school fees or restocking a shop — and the cap makes it surprisingly cheap to take in cash.
Large pulls like this are worth doing at a branch or a high-volume agent, and always worth keeping the confirmation SMS for.
Sending ₵5,000 is in the FLAT-fee band: GH₵7.50 regardless of amount above ₵1,000. On ₵5,000, that is an effective rate of just 0.15%.
Because the fee does not rise with the amount above ₵1,000, larger sends get proportionally cheaper — the opposite of pure percentage pricing.
On MTN MoMo, send via *170# → 1 (Transfer Money), or from the MoMo app.
Compare all providers for ₵5,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
TELTelecelCheapest | Free | None | Free |
MTNMTN | ₵7.50 | None | ₵7.50 |
ATAT | ₵7.50 | None | ₵7.50 |
Indicative verified fees; any applicable government levy is included in the total.
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