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🇬🇭 Send ₵100 in Ghana: fees by provider

To send ₵100 in Ghana, AT and Telecel are free, while the others charge up to ₵0.75. So the cheapest is Free and the most expensive ₵0.75.

Cheapest to send ₵100
Free· AT and Telecel
up to ₵0.75 at the priciest provider
The cost of sending ₵100

A hundred cedis is everyday money — a market run, a tank of fuel, a quick bill — and one of the most-searched cash-out amounts.

Because this is such a common amount, it is also a favourite of overcharging agents — know the exact fee before you hand over your phone.

Sending ₵100 is in the 0.75% band (₵100 to ₵1,000): the fee is GH₵0.75. Above ₵1,000 it would become a flat GH₵7.50.

In this band the cost rises with the amount. At the ₵1,000 threshold, ₵1,000 costs GH₵7.50 at 0.75%, then the fee freezes — sending a little over ₵1,000 costs no more.

On MTN MoMo, send via *170# → 1 (Transfer Money), or from the MoMo app.

Compare all providers for ₵100

ProviderFeeLevyTotal
ATATCheapest
FreeNoneFree
TELTelecelCheapest
FreeNoneFree
MTNMTN
₵0.75None₵0.75

Indicative verified fees; any applicable government levy is included in the total.

Other amounts in Ghana

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Frequently Asked Questions

How much does it cost to send ₵100 in Ghana?
Between Free and ₵0.75 depending on the provider. The cheapest is AT and Telecel at Free; compare the table above.
Which provider is cheapest to send ₵100?
AT and Telecel at Free. Fees rise to ₵0.75 at the others — see the comparison table.
Is sending ₵100 free in Ghana?
Yes with AT and Telecel; the others charge up to ₵0.75.
Is there a tax on sending ₵100 in Ghana?
No government tax applies to this transfer in Ghana; you pay only the provider fee shown in the table.
How much does sending ₵100 cost with MTN MoMo?
0.75% of the amount, i.e. GH₵0.75. You are debited GH₵100.75 in total.
What happens above ₵1,000?
The fee switches from 0.75% to a flat GH₵7.50, which makes larger sends proportionally cheaper.
Does receiving ₵100 cost anything?
No, receiving is free. Only the sender pays the fee.