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🇬🇭 Send ₵1,000 in Ghana: fees by provider

To send ₵1,000 in Ghana, Telecel is free, while the others charge up to ₵7.50. So the cheapest is Free and the most expensive ₵7.50.

Cheapest to send ₵1,000
Free· Telecel
up to ₵7.50 at the priciest provider
The cost of sending ₵1,000

A thousand cedis sits at the top of the percentage band — the last amount before the flat-fee logic takes over.

Sitting at the top of the percentage band, this is the amount where it pays most to check whether nudging just over the next threshold is cheaper.

Sending ₵1,000 is in the 0.75% band (₵100 to ₵1,000): the fee is GH₵7.50. Above ₵1,000 it would become a flat GH₵7.50.

In this band the cost rises with the amount. At the ₵1,000 threshold, ₵1,000 costs GH₵7.50 at 0.75%, then the fee freezes — sending a little over ₵1,000 costs no more.

On MTN MoMo, send via *170# → 1 (Transfer Money), or from the MoMo app.

Compare all providers for ₵1,000

ProviderFeeLevyTotal
TELTelecelCheapest
FreeNoneFree
MTNMTN
₵7.50None₵7.50
ATAT
₵7.50None₵7.50

Indicative verified fees; any applicable government levy is included in the total.

Other amounts in Ghana

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Frequently Asked Questions

How much does it cost to send ₵1,000 in Ghana?
Between Free and ₵7.50 depending on the provider. The cheapest is Telecel at Free; compare the table above.
Which provider is cheapest to send ₵1,000?
Telecel at Free. Fees rise to ₵7.50 at the others — see the comparison table.
Is sending ₵1,000 free in Ghana?
Yes with Telecel; the others charge up to ₵7.50.
Is there a tax on sending ₵1,000 in Ghana?
No government tax applies to this transfer in Ghana; you pay only the provider fee shown in the table.
How much does sending ₵1,000 cost with MTN MoMo?
0.75% of the amount, i.e. GH₵7.50. You are debited GH₵1,007.50 in total.
What happens above ₵1,000?
The fee switches from 0.75% to a flat GH₵7.50, which makes larger sends proportionally cheaper.
Does receiving ₵1,000 cost anything?
No, receiving is free. Only the sender pays the fee.