🇬🇭 Send ₵500 in Ghana: fees by provider
To send ₵500 in Ghana, Telecel is free, while the others charge up to ₵3.75. So the cheapest is Free and the most expensive ₵3.75.
Five hundred cedis is a meaningful payment — a supplier deposit, a rent contribution, a chunk of school costs.
At this level it is worth confirming the agent's float first; a half-thousand pull can clean out a small kiosk's cash.
Sending ₵500 is in the 0.75% band (₵100 to ₵1,000): the fee is GH₵3.75. Above ₵1,000 it would become a flat GH₵7.50.
In this band the cost rises with the amount. At the ₵1,000 threshold, ₵1,000 costs GH₵7.50 at 0.75%, then the fee freezes — sending a little over ₵1,000 costs no more.
On MTN MoMo, send via *170# → 1 (Transfer Money), or from the MoMo app.
Compare all providers for ₵500
| Provider | Fee | Levy | Total |
|---|---|---|---|
TELTelecelCheapest | Free | None | Free |
MTNMTN | ₵3.75 | None | ₵3.75 |
ATAT | ₵3.75 | None | ₵3.75 |
Indicative verified fees; any applicable government levy is included in the total.
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