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🇬🇭 Send ₵500 in Ghana: fees by provider

To send ₵500 in Ghana, Telecel is free, while the others charge up to ₵3.75. So the cheapest is Free and the most expensive ₵3.75.

Cheapest to send ₵500
Free· Telecel
up to ₵3.75 at the priciest provider
The cost of sending ₵500

Five hundred cedis is a meaningful payment — a supplier deposit, a rent contribution, a chunk of school costs.

At this level it is worth confirming the agent's float first; a half-thousand pull can clean out a small kiosk's cash.

Sending ₵500 is in the 0.75% band (₵100 to ₵1,000): the fee is GH₵3.75. Above ₵1,000 it would become a flat GH₵7.50.

In this band the cost rises with the amount. At the ₵1,000 threshold, ₵1,000 costs GH₵7.50 at 0.75%, then the fee freezes — sending a little over ₵1,000 costs no more.

On MTN MoMo, send via *170# → 1 (Transfer Money), or from the MoMo app.

Compare all providers for ₵500

ProviderFeeLevyTotal
TELTelecelCheapest
FreeNoneFree
MTNMTN
₵3.75None₵3.75
ATAT
₵3.75None₵3.75

Indicative verified fees; any applicable government levy is included in the total.

Other amounts in Ghana

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Frequently Asked Questions

How much does it cost to send ₵500 in Ghana?
Between Free and ₵3.75 depending on the provider. The cheapest is Telecel at Free; compare the table above.
Which provider is cheapest to send ₵500?
Telecel at Free. Fees rise to ₵3.75 at the others — see the comparison table.
Is sending ₵500 free in Ghana?
Yes with Telecel; the others charge up to ₵3.75.
Is there a tax on sending ₵500 in Ghana?
No government tax applies to this transfer in Ghana; you pay only the provider fee shown in the table.
How much does sending ₵500 cost with MTN MoMo?
0.75% of the amount, i.e. GH₵3.75. You are debited GH₵503.75 in total.
What happens above ₵1,000?
The fee switches from 0.75% to a flat GH₵7.50, which makes larger sends proportionally cheaper.
Does receiving ₵500 cost anything?
No, receiving is free. Only the sender pays the fee.