MMomoCalc

🇳🇬 NGN to 🇪🇺 EURNigerian Naira to Euro Rate Today

Indicative interbank rate. Interbank rate updated 19 Jul 03:00 UTC (less than 1h ago) · ExchangeRate-API (interbank)

Convert Nigerian Naira to Euro using the live indicative interbank rate and the converter below. Covers the cost of sending to Eurozone via the major mobile money apps.

LiveUpdated 19 Jul 03:00 UTC (less than 1h ago)
1 NGN = 0.000642 EUR

NGN to EUR rate change

Rate tracking started 5 June 2026. Longer windows fill in as history grows.

1 day
+0.0%
1 week
-0.2%
1 month
-0.2%
1 year

Change in the NGN→EUR rate. + means the Euro weakened against the Nigerian Naira; − means it strengthened.

Currency converter

You convert
🇳🇬NGN
Receives
🇪🇺0.0642EUR
1 NGN = 0.000642 EUR · Updated 2026-07-19 03:00

NGN → EUR conversion table

NGNEUR
5000.32
1,0000.64
2,0001.28
5,0003.21
10,0006.42
25,00016.05
50,00032.10
100,00064.20
250,000160.50
500,000321.00
1,000,000642.00

Table computed at the indicative rate of 1 NGN = 0.000642 EUR. Real operator-side values include a 1%-4% spread.

Popular NGN → EUR amounts

Tap an amount for its dedicated conversion page.

Nigerian Naira to Euro exchange rate history

Current: 1 NGN = 0 EUR
Low: 0High: 0

Official vs Parallel Market Rate

P2P updated 17h ago
Official (interbank)
Central bank reference rate
1 NGN = 0.000642 EUR
Parallel / bureau
Buy 0.000624 · Sell 0.000638
1 NGN0.000631 EUR
Premium / spread
-1.8%

The official and parallel rates have nearly converged — the gap is small, so licensed bank and app channels are both safe and competitive.

P2P signal: last median 18 Jul 2026, 11:00 (17h ago) — may be slightly delayed. Premium % is the last known value; the quote still tracks the live official rate.

The parallel rate shown is an indicative, community-aggregated figure sourced from MomoCalc parallel-rate tracker. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.

What moves the Nigerian Naira rate

The naira has been on a managed float since the 2023 NAFEM unification, which erased most of the old official-vs-parallel gap (30%-60% pre-2023, now 1%-3%). Watch CBN interventions, oil receipts and the parallel-market premium — that is what moves the rate day to day.

About the Nigerian Naira

The Nigerian Naira (NGN, ₦) is the official currency of Nigeria, issued by the Central Bank of Nigeria (CBN) since 1973 when it replaced the Nigerian pound. Subdivided into 100 kobo, the Naira is one of Africa's most-traded currencies and the principal medium of exchange for the continent's largest economy. Since the CBN's 2023 unification of the parallel and official exchange rate windows through what it calls the NAFEM mechanism, the Naira has traded under market-driven pricing rather than the previous administered peg. Nigeria receives an estimated 20 billion USD a year in formal remittances, and for inbound flows to MTN MoMo PSB, OPay, PalmPay and Moniepoint the published Naira rate is now typically within 1%-3% of the parallel market — a sharp narrowing compared to the 30%-60% gaps that prevailed before unification.

About the Euro

The Euro (EUR, €) is the official currency of 20 European Union member states and the anchor of one of the most consequential fixed-peg arrangements in African monetary history. The Euro is issued by the European Central Bank in Frankfurt and is the second-largest reserve currency after the USD. Two African monetary unions — the West African Economic and Monetary Union (UEMOA / XOF) and the Central African Economic and Monetary Community (CEMAC / XAF) — peg their CFA francs to the EUR at the fixed rate of 655.957 CFA = 1 EUR. The peg has been in continuous operation since the 1999 introduction of the Euro, and replaced the prior French franc peg. For diaspora remitters in France, Belgium, Italy, Spain, Portugal and Germany, the EUR is the dominant send currency for the WAEMU and CEMAC routes.

Related pairs

FAQ

What is the NGN/EUR exchange rate today?
The indicative rate is 1 NGN = 0.000642 EUR, updated 2026-07-19. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 NGN in EUR?
100 NGN ≈ 0.06 EUR at the indicative rate. For 500 NGN: 0.32 EUR. Use the converter above to try other amounts.
What's the best way to send Nigerian Naira to Eurozone?
For NGN to Eurozone transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and traditional bank rails. The fee structure varies by amount and receiving method.
Is the Euro a stable currency?
The Euro (EUR, €) is the official currency of 20 European Union member states and the anchor of one of the most consequential fixed-peg arrangements in African monetary history. The Euro is issued by the European Central Bank in Frankfurt and is the second-largest reserve currency after the USD.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Eurozone, see the inbound transfer comparison.