MMomoCalc

🇰🇪 KES to 🇬🇭 GHSKenyan Shilling to Ghanaian Cedi Rate Today

Indicative interbank rate. Interbank rate updated 23 Jul 04:17 UTC (less than 1h ago) · ExchangeRate-API (interbank)

Convert Kenyan Shilling to Ghanaian Cedi using the live indicative interbank rate and the converter below. Covers the cost of sending to Ghana via the major mobile money apps.

LiveUpdated 23 Jul 04:17 UTC (less than 1h ago) · Computed via USD cross
1 KES = 0.08982 GHS
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Currency converter

You convert
🇰🇪KES
Receives
🇬🇭8.98GHS
1 KES = 0.08982 GHS · Updated 2026-07-23 04:17
Send KES to Ghana →

KES → GHS conversion table

KESGHS
10.09
50.45
100.90
201.80
504.49
1008.98
20017.96
50044.91
1,00089.82
2,000179.65
5,000449.11
10,000898.23

Table computed at the indicative rate of 1 KES = 0.08982 GHS. Real operator-side values include a 1%-4% spread.

Kenyan Shilling to Ghanaian Cedi exchange rate history

Building rate history — check back soon.

Official vs Parallel Market Rate

Tracks live rate
Official (interbank)
Central bank reference rate
1 KES = 0.09 GHS
Parallel / bureau
Buy 0.1 · Sell 0.1
1 KES0.1 GHS
Premium / spread
+9.5%

Parallel premium reviewed 18 Jun 2026; the rate above tracks the live official rate (updated daily) — only the premium % is fixed.

The parallel rate shown is an indicative, community-aggregated figure sourced from CediRates forex-bureau avg. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.

What moves the Kenyan Shilling rate

The Kenyan shilling is shaped by the CBK's inflation-targeting policy. Diaspora remittances (the country's top FX earner), tourism and tea receipts and Eurobond flows move it. It is a relatively managed currency, less volatile than the rand.

About the Kenyan Shilling

The Kenyan Shilling (KES, KSh) is the official currency of Kenya, issued by the Central Bank of Kenya. Subdivided into 100 cents, the Shilling is one of East Africa's most-traded currencies and the de facto settlement unit for many cross-border flows in the EAC region. Kenya's outsized digital-payments ecosystem — anchored by Safaricom's M-Pesa, which clears a transaction volume equivalent to a substantial share of Kenyan GDP each year — means the KES is among the most active African currencies for mobile-money rails. The Central Bank of Kenya runs a managed-float regime with periodic interventions to smooth volatility, and the Shilling has generally tracked broader sub-Saharan currency trends against the USD. For inbound USD remittances to M-Pesa, formal-channel rates typically sit within 1%-2% of the interbank reference.

About the Ghanaian Cedi

The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.

How to send Kenyan Shilling to Ghana

For transfers from Kenya to Ghana, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our Ghana inbound transfer page.

Related pairs

FAQ

What is the KES/GHS exchange rate today?
The indicative rate is 1 KES = 0.08982 GHS, updated 2026-07-23. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 KES in GHS?
100 KES ≈ 8.98 GHS at the indicative rate. For 100 KES: 8.98 GHS. Use the converter above to try other amounts.
What's the best way to send Kenyan Shilling to Ghana?
For KES to Ghana transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and the local mobile money operators. The all-in cost depends on the amount and the receiving wallet; see our Ghana inbound transfer comparison for current side-by-side pricing.
Is the Ghanaian Cedi a stable currency?
The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Ghana, see the inbound transfer comparison.