MMomoCalc

🇨🇳 CNY to 🇬🇭 GHSChinese Yuan (RMB) to Ghanaian Cedi Rate Today

Live indicative interbank rate, June 2026. Updated daily at 01:00 UTC.

Convert Chinese Yuan to Ghanaian Cedi using the live indicative interbank rate and the converter below. Covers the cost of sending to Ghana via the major mobile money apps.

LiveUpdated 2026-06-04
1 CNY = 1.74 GHS

Currency converter

You convert
🇨🇳CNY
Receives
🇬🇭174.00GHS
1 CNY = 1.74 GHS · Updated 2026-06-04 09:00
Send CNY to Ghana →

CNY → GHS conversion table

CNYGHS
11.74
58.70
1017.40
2034.80
5087.00
100174.00
200348.00
500870.00
1,0001,740.00
2,0003,480.00
5,0008,700.00
10,00017,400.00

Table computed at the indicative rate of 1 CNY = 1.74 GHS. Real operator-side values include a 1%-4% spread.

About the Chinese Yuan

The Chinese Yuan (CNY, ¥) is the unit of the broader Renminbi currency system, issued by the People's Bank of China since 1948. The two names sometimes confuse newcomers: Renminbi (literally "people's currency") refers to the currency as a system, while yuan is the unit in which prices are quoted — both terms describe the same money. Two ISO codes circulate: CNY for the onshore mainland-traded yuan and CNH for the offshore yuan traded primarily in Hong Kong, which sometimes diverges modestly from the onshore rate. The PBOC operates a managed-float regime: a daily mid-point is set against the dollar and the market is permitted to trade within a roughly 2% band around it. For Africa, the yuan has become one of the most strategically important non-G3 currencies. China-Africa bilateral trade reached approximately $348 billion in 2025, up around 17% year-on-year, with Nigeria, South Africa, Angola, Egypt and Kenya as the largest counterparties. In April 2026, Ecobank confirmed negotiations with the Bank of China to launch direct local-currency-to-yuan settlement across its 35 African markets, signalling a structural move away from US-dollar intermediation for African importers paying Chinese suppliers. Note that the ¥ symbol is shared with the Japanese yen — context matters when reading a number.

About the Ghanaian Cedi

The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.

How to send Chinese Yuan to Ghana

For transfers from China to Ghana, the competitive options in 2026 are mobile-first remitters (Sendwave, LemFi, TapTap Send, Lemonade Finance), aggregators (Wise, WorldRemit, Remitly) and direct operator rails (MTN MoMo, Orange Money, M-Pesa Global). All-in cost depends on amount, receiving wallet and day. Compare options side by side on our Ghana inbound corridor page.

See the Ghana inbound corridor comparison →
FX Watch · CNY/GHS

Ghana-China bilateral trade reached approximately $14 billion in 2025, anchored primarily by Ghanaian gold, manganese and cocoa exports against Chinese machinery, electronics and construction services. The Ghanaian cedi shows a similar pattern to other African currencies: official banking channels rarely offer competitive yuan retail rates, pushing importers toward forex bureau and informal exchanger routes that quote a 3-6% margin over interbank. The Ecobank-Bank of China April 2026 announcement on direct local-currency-to-yuan settlement is particularly relevant for Ghana, where Ecobank holds significant retail and SME banking market share and could plausibly become the first formal CNY/GHS settlement channel.

Related pairs

FAQ

What is the CNY/GHS exchange rate today?
The indicative rate is 1 CNY = 1.74 GHS, updated 2026-06-04. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 CNY in GHS?
100 CNY ≈ 174.00 GHS at the indicative rate. For 100 CNY: 174.00 GHS. Use the converter above to try other amounts.
What's the best way to send Chinese Yuan to Ghana?
For CNY to Ghana transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and the local mobile money operators. The all-in cost depends on the amount and the receiving wallet; see our Ghana inbound corridor comparison for current side-by-side pricing.
Is the Ghanaian Cedi a stable currency?
The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Ghana, see the inbound corridor comparison.