🇬🇭 GHS to 🇺🇸 USD — Ghanaian Cedi to US Dollar Rate Today
Indicative interbank rate. Interbank rate updated 19 Jul 03:00 UTC (less than 1h ago) · ExchangeRate-API (interbank)
Convert Ghanaian Cedi to US Dollar using the live indicative interbank rate and the converter below. Covers the cost of sending to United States via the major mobile money apps.
GHS to USD rate change
Rate tracking started 5 June 2026. Longer windows fill in as history grows.
Change in the GHS→USD rate. + means the US Dollar weakened against the Ghanaian Cedi; − means it strengthened.
Currency converter
GHS → USD conversion table
| GHS | USD |
|---|---|
| 500 | 43.25 |
| 1,000 | 86.50 |
| 2,000 | 173.00 |
| 5,000 | 432.50 |
| 10,000 | 865.00 |
| 25,000 | 2,162.50 |
| 50,000 | 4,325.00 |
| 100,000 | 8,650.00 |
| 250,000 | 21,625.00 |
| 500,000 | 43,250.00 |
| 1,000,000 | 86,500.00 |
Table computed at the indicative rate of 1 GHS = 0.0865 USD. Real operator-side values include a 1%-4% spread.
Popular GHS → USD amounts
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Ghanaian Cedi to US Dollar exchange rate history
Official vs Parallel Market Rate
Tracks live rateParallel premium reviewed 18 Jun 2026; the rate above tracks the live official rate (updated daily) — only the premium % is fixed.
The parallel rate shown is an indicative, community-aggregated figure sourced from CediRates forex-bureau avg. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.
What moves the Ghanaian Cedi rate
The cedi is commodity-linked (gold, cocoa) and was shaped by the 2022-2024 sovereign-debt restructuring and the IMF programme. Inflation, the BoG's reserves and commodity prices are the drivers; the cedi saw heavy cumulative depreciation over that period.
About the Ghanaian Cedi
The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.
About the US Dollar
The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African routes, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the route's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.
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FAQ
What is the GHS/USD exchange rate today?
How much is 100 GHS in USD?
What's the best way to send Ghanaian Cedi to United States?
Is the US Dollar a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to United States, see the inbound transfer comparison.