🇬🇭 GHS to 🇺🇸 USD Exchange Rate
Convert Ghanaian Cedi to US Dollar using the live indicative interbank rate and the converter below. Covers the cost of sending to United States via the major mobile money apps.
Updated 2026-06-04
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GHS → USD conversion table
| GHS | USD |
|---|---|
| 500 | 42.45 |
| 1,000 | 84.90 |
| 2,000 | 169.80 |
| 5,000 | 424.50 |
| 10,000 | 849.00 |
| 25,000 | 2,122.50 |
| 50,000 | 4,245.00 |
| 100,000 | 8,490.00 |
| 250,000 | 21,225.00 |
| 500,000 | 42,450.00 |
| 1,000,000 | 84,900.00 |
Table computed at the indicative rate of 1 GHS = 0.08 USD. Real operator-side values include a 1%-4% spread.
About the Ghanaian Cedi
The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.
About the US Dollar
The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African corridors, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the corridor's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.
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FAQ
What is the GHS/USD exchange rate today?
How much is 100 GHS in USD?
What's the best way to send Ghanaian Cedi to United States?
Is the US Dollar a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to United States, see the inbound corridor comparison.