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🇬🇭 GHS to 🇨🇦 CADGhanaian Cedi to Canadian Dollar (C$) Rate Today

Indicative interbank rate. Interbank rate updated 30 Jul 18:00 UTC (2h ago) · ExchangeRate-API (interbank)

Convert Ghanaian Cedi to Canadian Dollar using the live indicative interbank rate and the converter below. Covers the cost of sending to Canada via the major mobile money apps.

LiveUpdated 30 Jul 18:00 UTC (2h ago) · Computed by inverse
1 GHS = 0.1206 CAD

Currency converter

You convert
🇬🇭GHS
Receives
🇨🇦12.06CAD
1 GHS = 0.1206 CAD · Updated 2026-07-30 18:00

GHS → CAD conversion table

GHSCAD
50060.31
1,000120.63
2,000241.25
5,000603.14
10,0001,206.27
25,0003,015.68
50,0006,031.36
100,00012,062.73
250,00030,156.82
500,00060,313.63
1,000,000120,627.26

Table computed at the indicative rate of 1 GHS = 0.1206 CAD. Real operator-side values include a 1%-4% spread.

Ghanaian Cedi to Canadian Dollar exchange rate history

Building rate history — check back soon.

Official vs Parallel Market Rate

Tracks live rate
Official (interbank)
Central bank reference rate
1 GHS = 0.120627 CAD
Parallel / bureau
Buy 0.108186 · Sell 0.112211
1 GHS0.110162 CAD
Premium / spread
-9.5%

Parallel premium reviewed 18 Jun 2026; the rate above tracks the live official rate (updated daily) — only the premium % is fixed.

The parallel rate shown is an indicative, community-aggregated figure sourced from CediRates forex-bureau avg. MomoCalc does not buy, sell, or set currency rates. Parallel rates vary by location, dealer, and time of day, and trading outside licensed channels may carry legal and security risks. Always confirm current rates with a licensed dealer before transacting. Educational only — not financial advice.

What moves the Ghanaian Cedi rate

The cedi is commodity-linked (gold, cocoa) and was shaped by the 2022-2024 sovereign-debt restructuring and the IMF programme. Inflation, the BoG's reserves and commodity prices are the drivers; the cedi saw heavy cumulative depreciation over that period.

About the Ghanaian Cedi

The Ghanaian Cedi (GHS, ₵) is the official currency of Ghana, issued by the Bank of Ghana. The current Cedi is the third iteration of the currency: it was reintroduced in July 2007 at a rate of 1 new Cedi for 10,000 old Cedis as part of a redenomination intended to simplify accounting and restore confidence in the unit. Subdivided into 100 pesewas, the Cedi has depreciated notably against the USD over the 2020s amid commodity-price volatility and inflation pressures. Ghana is a major gold and cocoa exporter, and Cedi liquidity often tracks commodity revenue cycles. For diaspora flows to MTN MoMo Ghana, AirtelTigo Money and Telecel Cash, the formal-channel Cedi rate sits close to interbank because Ghana's interbank market is comparatively deep and the abolition of the E-Levy in April 2025 removed a transaction-tax layer.

Related pairs

FAQ

What is the GHS/CAD exchange rate today?
The indicative rate is 1 GHS = 0.1206 CAD, updated 2026-07-30. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 GHS in CAD?
100 GHS ≈ 12.06 CAD at the indicative rate. For 500 GHS: 60.31 CAD. Use the converter above to try other amounts.
What's the best way to send Ghanaian Cedi to Canada?
For GHS to Canada transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and traditional bank rails. The fee structure varies by amount and receiving method.
Is the Canadian Dollar a stable currency?
The Canadian Dollar is issued by its national central bank and its exchange-rate regime varies. See the dedicated section above for context.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Canada, see the inbound transfer comparison.