Eswatini mobile money limits & KYC tiers
In Eswatini, mobile money limits depend on your KYC tier. Here's the per-operator grid and the procedure to step up to the next tier.
✓ Verified June 2026.Tariffs and USSD codes confirmed against operator sources. No government levy on mobile money.
Limits and KYC tiers
MTN MoMo Eswatini caps individual wallets at standard CBE-compliant tiers: daily and per-transaction limits are visible inside the *007# menu under 'My Account' once you're authenticated. The exact ceilings depend on your KYC tier; full KYC unlocks the highest band. Corporate / merchant accounts have separate caps negotiated directly with MTN.
Frequently asked questions
How do I step up my KYC tier?
Visit an operator service centre (MTN MoMo) in Mbabane or in the region with your national ID, a proof of address and a selfie for biometric verification on some flows. Activation is typically immediate or within 24h.
Is the corporate ceiling negotiable?
Yes — corporate / merchant accounts in Eswatini have ceilings negotiated directly with the operator, often above the displayed individual ceilings. Contact the enterprise team for a dedicated KYC onboarding.