MTN MoMo Fees in Eswatini
🇸🇿 SZL (E) · Including all taxes
MTN MoMo is one of the leading mobile money services in Eswatini, serving millions of users. Send fees are E2 per transaction. Use the fee tables below to see all charges including government taxes.
Send Money Fee Tiers
| Range | Fee |
|---|---|
| E1 - E19.99 | E2 E 2 |
| E20 - E125.99 | E4 E 4 |
| E126 - E250.99 | E6 E 6 |
| E251 - E500.99 | E6 E 6 |
| E501 - E750.99 | E7 E 7 |
| E751 - E1,000.99 | E8 E 8 |
| E1,001 - E2,000.99 | E11 E 11 |
| E2,001 - E4,000 | E13 E 13 |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| E20 - E500 | E12 E 12 (Eswatini Bank ATM) |
| E501 - E1,200 | E22 E 22 (Eswatini Bank ATM) |
| E1,201 - E2,200 | E32 E 32 (Eswatini Bank ATM) |
| E2,201 - E4,000 | E39 E 39 (Eswatini Bank ATM) |
About MTN MoMo in Eswatini
Eswatini relies mainly on MTN MoMo, in a lilangeni pegged at par to the South African rand, where the rand is also legal tender. No state tax on mobile money; MTN MoMo Eswatini additionally publishes an Eswatini Bank ATM withdrawal schedule — rare in Africa — letting you get cash without an agent in Mbabane and Manzini.
On pricing, here is how MTN MoMo structures its fees. Sending is priced by band : flat E2 E1–E19.99; flat E4 E20–E125.99; flat E6 E126–E250.99; flat E6 E251–E500.99. Cash-out is priced by band : flat E12 E20–E500; flat E22 E501–E1,200; flat E32 E1,201–E2,200; flat E39 E2,201–E4,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Eswatini: you pay only the operator's fee.
How to use it. You manage MTN MoMo via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare MTN MoMo with the other operators in Eswatini for your exact amount, use the calculator at the top of this page or open the Eswatini page. Tariffs rendered from our database, verified in 2026.
Frequently Asked Questions
How much does MTN MoMo charge to send money in Eswatini?
MTN MoMo charges E2 per transfer in Eswatini.
What are the MTN MoMo withdrawal fees in Eswatini?
MTN MoMo withdrawal fees in Eswatini are E12 per transaction.
Is there a government levy on MTN MoMo transactions in Eswatini?
No. There is currently no government levy on mobile money transactions in Eswatini.
What is the MTN MoMo USSD code in Eswatini?
Use the MTN MoMo mobile app or visit an authorized agent in Eswatini.
Is MTN MoMo the cheapest mobile money provider in Eswatini?
It depends on the amount. Use the MomoCalc calculator on the Eswatini page to compare all providers for your specific amount.