MTN MoMo Fees in Côte d'Ivoire
🇨🇮 XOF (FCFA) · Including all taxes
MTN MoMo is one of the leading mobile money services in Côte d'Ivoire, serving millions of users. Send fees are 1% per transaction, capped at FCFA4,500. Use the fee tables below to see all charges including government taxes.
How much are MTN MoMo charges in Côte d'Ivoire in 2026?
On MTN MoMo in Côte d'Ivoire, receiving is free. Sending in the first band costs 1% of the amount, capped at FCFA4,500; cashing out in the first band costs 1% of the amount, capped at FCFA4,500. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Send Money Fee Tiers
| Range | Fee |
|---|---|
| FCFA1+ | 1% 1% standard (0% promo via app) |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| FCFA1+ | 1% 1% capped FCFA 4,500 |
Government Levies
Operator Mobile Money Tax
Levy abolishedCôte d'Ivoire taxes mobile money at the operator level — 7.2% on operators' mobile money commission revenue (Annexe fiscale 2019), paid by the operators, not charged separately to the user. Customers pay only the provider's own fee (about 1% on a withdrawal); there is no distinct per-transaction government tax line. An earlier 0.5% transfer tax floated in 2018 was withdrawn and never took effect.
About MTN MoMo in Côte d'Ivoire
Côte d'Ivoire has West Africa's most crowded wallet market — Wave, Orange Money, MTN MoMo and Moov Money. Four-way competition, sharpened by Wave's arrival, has compressed wallet-send fees more than elsewhere in the CFA zone.
On pricing, here is how MTN MoMo structures its fees. Sending is priced by band : 1% above FCFA1 (cap FCFA4,500). Cash-out is priced by band : 1% above FCFA1 (cap FCFA4,500). Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Côte d'Ivoire: you pay only the operator's fee.
How to use it. You manage MTN MoMo via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare MTN MoMo with the other operators in Côte d'Ivoire for your exact amount, use the calculator at the top of this page or open the Côte d'Ivoire page. Tariffs rendered from our database, verified in 2026.
Compare with Other Providers
Frequently Asked Questions
How much does MTN MoMo charge to send money in Côte d'Ivoire?
MTN MoMo charges 1% per transfer in Côte d'Ivoire, capped at FCFA4,500.
What are the MTN MoMo withdrawal fees in Côte d'Ivoire?
MTN MoMo withdrawal fees in Côte d'Ivoire are 1% per transaction, capped at FCFA4,500.
Is there a government levy on MTN MoMo transactions in Côte d'Ivoire?
No. There is currently no government levy on mobile money transactions in Côte d'Ivoire.
What is the MTN MoMo USSD code in Côte d'Ivoire?
Use the MTN MoMo mobile app or visit an authorized agent in Côte d'Ivoire.
Is MTN MoMo the cheapest mobile money provider in Côte d'Ivoire?
It depends on the amount. Use the MomoCalc calculator on the Côte d'Ivoire page to compare all providers for your specific amount.