🇸🇳 XOF to 🇺🇸 USD — Franc CFA (FCFA) to US Dollar Rate Today
Indicative interbank rate. Interbank rate updated 19 Jul 03:00 UTC (less than 1h ago) · ExchangeRate-API (interbank)
Convert Franc CFA to US Dollar using the live indicative interbank rate and the converter below. Covers the cost of sending to United States via the major mobile money apps.
XOF to USD rate change
Rate tracking started 5 June 2026. Longer windows fill in as history grows.
Change in the XOF→USD rate. + means the US Dollar weakened against the Franc CFA; − means it strengthened.
Currency converter
XOF → USD conversion table
| XOF | USD |
|---|---|
| 500 | 0.87 |
| 1,000 | 1.74 |
| 2,000 | 3.49 |
| 5,000 | 8.72 |
| 10,000 | 17.44 |
| 25,000 | 43.61 |
| 50,000 | 87.21 |
| 100,000 | 174.43 |
| 250,000 | 436.07 |
| 500,000 | 872.13 |
| 1,000,000 | 1,744.27 |
Table computed at the indicative rate of 1 XOF = 0.001744 USD. Real operator-side values include a 1%-4% spread.
Franc CFA to US Dollar exchange rate history
What moves the Franc CFA rate
The West-African CFA franc is pegged to the euro at a fixed 655.957 since 1999, guaranteed by the French Treasury. The rate therefore does not move against the euro; against the dollar it tracks EUR/USD mechanically.
About the Franc CFA
The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable. The fixed peg has held continuously since the Euro's launch in 1999. Since 30 September 2025, BCEAO's PI-SPI regional instant-payment system has made individual transfers free and instant across all 8 UEMOA wallets, dramatically reducing the cost of remitting XOF within the union for ordinary users. EUR-XOF flows from the French, Belgian and Italian diaspora are by far the largest UEMOA inbound route.
About the US Dollar
The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African routes, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the route's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.
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FAQ
What is the XOF/USD exchange rate today?
How much is 100 XOF in USD?
What's the best way to send Franc CFA to United States?
Is the US Dollar a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to United States, see the inbound transfer comparison.