MMomoCalc

🇸🇳 XOF to 🇺🇸 USD Exchange Rate

Convert West African CFA Franc to US Dollar using the live indicative interbank rate and the converter below. Covers the cost of sending to United States via the major mobile money apps.

1 XOF = 0.00 USD

Updated 2026-06-04

Currency converter

You convert
🇸🇳XOF
Receives
🇺🇸0.18USD
1 XOF = 0.00 USD · Updated 2026-06-04 00:00

XOF → USD conversion table

XOFUSD
5000.89
1,0001.77
2,0003.55
5,0008.86
10,00017.73
25,00044.32
50,00088.63
100,000177.27
250,000443.17
500,000886.33
1,000,0001,772.66

Table computed at the indicative rate of 1 XOF = 0.00 USD. Real operator-side values include a 1%-4% spread.

About the West African CFA Franc

The West African CFA Franc (XOF, FCFA) is the official currency of the eight UEMOA member states — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Benin, Togo, Niger and Guinea-Bissau. It is issued by the Central Bank of West African States (BCEAO) and pegged to the Euro at the fixed rate of 655.957 XOF per 1 EUR — the same parity as the Central African XAF, though the two are not interchangeable. The fixed peg has held continuously since the Euro's launch in 1999. Since 30 September 2025, BCEAO's PI-SPI regional instant-payment system has made individual transfers free and instant across all 8 UEMOA wallets, dramatically reducing the cost of remitting XOF within the union for ordinary users. EUR-XOF flows from the French, Belgian and Italian diaspora are by far the largest UEMOA inbound corridor.

About the US Dollar

The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African corridors, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the corridor's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.

Related pairs

FAQ

What is the XOF/USD exchange rate today?
The indicative rate is 1 XOF = 0.00 USD, updated 2026-06-04. This is an interbank mid-market reference; mobile money operators apply their own spread on top.
How much is 100 XOF in USD?
100 XOF ≈ 0.18 USD at the indicative rate. For 500 XOF: 0.89 USD. Use the converter above to try other amounts.
What's the best way to send West African CFA Franc to United States?
For XOF to United States transfers, compare Sendwave, LemFi, WorldRemit, TapTap Send, Wise and traditional bank rails. The fee structure varies by amount and receiving method.
Is the US Dollar a stable currency?
The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents.
Why is the rate I see on my mobile money operator different?
The rate shown here is an indicative interbank mid-market reference. Operators (Sendwave, M-Pesa, MTN MoMo, LemFi, etc.) add a 1%-4% spread on top of this mid-market to cover their risk and operational cost. This is normal and consistent with market practice.

Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to United States, see the inbound corridor comparison.