Ghana MoMo USSD Code: *170#

The MTN MoMo code in Ghana is *170#. Dial it from your MTN SIM to open the full menu: 1 Transfer Money, 2 MoMoPay & Paybill, 3 Airtime & Bundles, 6 My Wallet (balance, statement, PIN). No internet needed. Verified on mtn.com.gh, July 2026.

Updated 12 July 2026

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✓ Code *170# verified on mtn.com.gh — July 2026. Operators occasionally reshuffle menus — dial the base code and follow the screen if an option moved.

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MTN Ghana

*170#

From a MTN Ghana SIM · no internet needed

What you can do with *170#

Task	Code
Open the MoMo menu	*170#
Send / transfer money	*170#→ 1 (Transfer Money); cross-network under 1 → 5
Check balance	*170#→ 6 (My Wallet) → Check Balance — free
Buy airtime / bundles	*170#→ 3 (Airtime & Bundles)
MoMoPay & Paybill	*170#→ 2
Statement / history	*170#→ 6 (My Wallet) → Statements

Menu paths follow the current screens — if a label moved, follow the on-screen wording rather than a memorised path.

Forgot your MoMo PIN in Ghana?

Dial *170# → 6 (My Wallet) → Change & Reset PIN. The self-service reset verifies you with your Ghana Card details and an OTP. If the menu route fails, use the MyMTN app, call 100, or submit MTN Ghana's online E-Request form (Mobile Money PIN Reset) — never share the OTP or PIN with anyone, including people claiming to be MTN staff.

*170# not working?

Wrong SIM. The code only answers on the MTN Ghana network. On another operator's SIM it fails or opens a different service — every country and operator has its own code.

Roaming (abroad). Most roaming partner networks do not relay USSD sessions: the code fails or times out outside the country. Use the MoMo app over data/Wi-Fi. To send from Europe to a MoMo wallet, MoMo Homeland is an app — there is no diaspora USSD code. The "*170# not working abroad" complaint is the most common Ghana-specific one: MTN Ghana does not guarantee USSD over roaming partners — use the MoMo/MyMTN app over Wi-Fi instead.

Account not registered. A MoMo wallet must be registered (with ID) before the menu accepts transactions. If the menu opens but blocks you, visit a MTN Ghana service centre with your ID.

Codes here, fees there

This page covers codes and the menu only. MTN Ghana send and cash-out fees — and any mobile-money levies — live on the fee page, updated separately. Ghana MoMo fees →

Frequently asked questions

What is the MoMo USSD code in Ghana?

Dial *170# from a MTN Ghana SIM to open the MoMo menu. The code is verified on mtn.com.gh (July 2026). It only works on the MTN Ghana network — on another SIM it does nothing or opens a different service.

Why doesn't the code work when I'm abroad?

USSD travels over your home operator's signalling network. While roaming, most partner networks do not relay the USSD session, so the code fails or times out. Use the MoMo app over Wi-Fi/data instead — or, to send from Europe to a MoMo wallet, the MoMo Homeland app (app only, no USSD).

Does the USSD code work without internet?

Yes. USSD runs over the cellular network, not mobile data. Balance, send and cash-out work on any phone with no data plan — that is the whole point of the USSD channel.

Does this code show MoMo fees?

The menu shows the fee when you confirm a transaction, but not the full price grid. To compare send and cash-out fees in Ghana before you dial, use our calculator — codes live here, fees live on the fee page, and the two are linked.