Ghana MoMo USSD Codes: MTN, Telecel Cash, AT Money
Ghana's mobile money USSD codes, by task. MTN MoMo uses *170#. Telecel Cash and AT Money share *110# — the code resolves by your SIM. Balance, send, cash-out, PIN and statement, with no internet. Verified June 2026.
It is not a mistake. Telecel Cash and AT Money both use *110# — the code resolves by which SIM dials it: on a Telecel SIM it opens Telecel Cash, on an AT SIM it opens AT Money. MTN MoMo uses *170#. Always dial the code from the line linked to your account.
🟡 MTN MoMo *170#
MTN network
| Task | Code |
|---|---|
| Open main menu | *170# |
| Check balance | *170#→ 6 (My Wallet) → Balance |
| Send / transfer money | *170#→ 1 (Transfer Money) |
| MoMoPay & Paybill | *170#→ 2 |
| Change PIN | *170#→ 6 (My Wallet) |
| Transaction history / statement | *170#→ 6 (My Wallet) → History |
🔴 Telecel Cash *110#
Telecel network (formerly Vodafone Cash)
| Task | Code |
|---|---|
| Open main menu | *110# |
| Send money | *110#→ 1 (Send Money) |
| Check balance | *110#→ 6 (My Account) |
| Statement | *110#→ 6 (My Account) |
| Change PIN | *110#→ 6 (My Account) |
🔵 AT Money *110#
AT network (formerly AirtelTigo Money)
| Task | Code |
|---|---|
| Open main menu | *110# |
| Cash out | *110#→ 2 (Cash Out) |
| Check balance | *110#→ 5 (My Account) |
| Check limits | *110#→ 5 (My Account) |
| Change PIN | *110#→ 5 (My Account) |
*124# = airtime balance, not wallet
On every network, *124# shows your airtime (call credit) balance, not your mobile money balance. For your MoMo wallet balance, use *170# → My Wallet (MTN) or *110# → My Account (Telecel/AT). Confusing the two is a common error: airtime is for calls and data, the MoMo wallet is for transfers and payments.
How MoMo USSD works
A USSD code like *170# is a short sequence you dial like a number. It opens an interactive menu carried over the cellular network — no internet or app needed. That is why mobile money works on any phone, anywhere there is signal.
This page covers mobile money (MoMo) codes only. Full Ghana bank USSD codes (transfers from a bank account, GhIPSS) are a separate topic covered elsewhere.