🇺🇬 Send UGX200,000 in Uganda: fees by provider

UGX200,000 is a substantial sum in Uganda — roughly a term's school contribution. Uganda is an MTN MoMo and Airtel Money duopoly, with Wave a newer low-fee entrant.

A 0.5% excise sits on cash WITHDRAWALS (not on sends), so the send fee and the later cash-out levy are two separate things to plan for in Uganda. The cheapest (MTN) is only 0% at this size — low in percentage terms, but the absolute amount makes the choice worth getting right.

At UGX200,000, this amount falls in a pricing band where a flat UGX1500 fee applies at the reference provider. The next band starts at UGX250,001, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.

The Uganda send tariff is banded by amount: flat UGX1500 UGX125,001–UGX250,000; flat UGX1700 UGX250,001–UGX500,000; flat UGX1800 UGX500,001–UGX1,000,000; flat UGX1900 UGX1,000,001–UGX2,000,000; flat UGX2000 UGX2,000,001–UGX4,000,000. That is why the cost depends as much on the amount as on the provider.