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🇺🇬 Send UGX500,000 in Uganda: fees by provider

To send UGX500,000 in Uganda, MTN is free, while the others charge up to UGX5,000.00. So the cheapest is Free and the most expensive UGX5,000.00.

Cheapest to send UGX500,000
Free· MTN
up to UGX5,000.00 at the priciest provider
The cost of sending UGX500,000

UGX500,000 is one of the largest amounts on this page in Uganda — roughly a term's school contribution. Uganda is an MTN MoMo and Airtel Money duopoly, with Wave a newer low-fee entrant.

A 0.5% excise sits on cash WITHDRAWALS (not on sends), so the send fee and the later cash-out levy are two separate things to plan for in Uganda. At 0% effective the fee is almost negligible; here the binding constraint is your transaction limit and the agent's cash float.

At UGX500,000, this amount falls in a pricing band where a flat UGX1700 fee applies at the reference provider. The next band starts at UGX500,001, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.

The Uganda send tariff is banded by amount: flat UGX1500 UGX125,001–UGX250,000; flat UGX1700 UGX250,001–UGX500,000; flat UGX1800 UGX500,001–UGX1,000,000; flat UGX1900 UGX1,000,001–UGX2,000,000; flat UGX2000 UGX2,000,001–UGX4,000,000. That is why the cost depends as much on the amount as on the provider.

Compare all providers for UGX500,000

ProviderFeeLevyTotal
MTNMTNCheapest
FreeNoneFree
AIRAirtel
UGX1,700.00NoneUGX1,700.00
WAVWave
UGX5,000.00NoneUGX5,000.00

Indicative verified fees; any applicable government levy is included in the total.

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Frequently Asked Questions

How much does it cost to send UGX500,000 in Uganda?
Between Free and UGX5,000.00 depending on the provider. The cheapest is MTN at Free; compare the table above.
Which provider is cheapest to send UGX500,000?
MTN at Free. Fees rise to UGX5,000.00 at the others — see the comparison table.
Is sending UGX500,000 free in Uganda?
Yes with MTN; the others charge up to UGX5,000.00.
Is there a tax on sending UGX500,000 in Uganda?
No government tax applies to this transfer in Uganda; you pay only the provider fee shown in the table.