🇹🇬 Send FCFA500 in Togo: fees by provider
Sending FCFA500 in Togo is free across all 3 providers compared below — none charges a fee at this amount.
How much does it cost to send FCFA500 in Togo?
Sending FCFA500 in Togo costs the same Free at every provider compared (3). Receiving is free; you pay only the operator's tier fee, with any applicable state taxes included. Verified June 2026.
FCFA500 is one of the smallest amounts people move in Togo — roughly a zem ride and airtime. Togo relies on T-Money (Togocom) and Moov Money / Flooz for mobile payments.
A small but well-connected market, Togo uses mobile money for merchant payments as much as transfers; tariffs follow the usual CFA bands. At an effective 0% on the cheapest option (TMoney, Flooz and Gozem), the fixed part bites hardest here — batching small sends or keeping the balance on the wallet saves the most.
At FCFA500, this amount falls in a pricing band where no fee applies at the reference provider. This is the top band: the tariff does not change above it. Keeping money on the wallet to pay avoids any cash-out fee.
Financial Activities Tax (TAF) on fees: Togo applies a 10% TAF (financial activities tax) on the mobile money fee itself — not on the amount sent. In force since 1 January 2024, it replaced the previous 18% VAT on fees. The operator is liable and passes it through in the displayed fee, so a 100 FCFA fee costs 110 FCFA all-in. Providers: Mixx by Yas (formerly TMoney) and Flooz (Moov Africa).
Compare all providers for FCFA500
| Provider | Fee | Levy | Total |
|---|---|---|---|
TMTMoneyCheapest | Free | None | Free |
FLFloozCheapest | Free | None | Free |
GOGozemCheapest | Free | None | Free |
Indicative verified fees; any applicable government levy is included in the total.
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