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🇹🇬 Send FCFA100,000 in Togo: fees by provider

Sending FCFA100,000 in Togo is free across all 3 providers compared below — none charges a fee at this amount.

How much does it cost to send FCFA100,000 in Togo?

Sending FCFA100,000 in Togo costs the same Free at every provider compared (3). Receiving is free; you pay only the operator's tier fee, with any applicable state taxes included. Verified June 2026.

Cheapest to send FCFA100,000
Free· TMoney, Flooz and Gozem
The cost of sending FCFA100,000

FCFA100,000 is one of the largest amounts on this page in Togo — roughly rent or a large purchase. Togo relies on T-Money (Togocom) and Moov Money / Flooz for mobile payments.

A small but well-connected market, Togo uses mobile money for merchant payments as much as transfers; tariffs follow the usual CFA bands. At 0% effective the fee is almost negligible; here the binding constraint is your transaction limit and the agent's cash float.

At FCFA100,000, this amount falls in a pricing band where no fee applies at the reference provider. This is the top band: the tariff does not change above it. Keeping money on the wallet to pay avoids any cash-out fee.

Financial Activities Tax (TAF) on fees: Togo applies a 10% TAF (financial activities tax) on the mobile money fee itself — not on the amount sent. In force since 1 January 2024, it replaced the previous 18% VAT on fees. The operator is liable and passes it through in the displayed fee, so a 100 FCFA fee costs 110 FCFA all-in. Providers: Mixx by Yas (formerly TMoney) and Flooz (Moov Africa).

Compare all providers for FCFA100,000

ProviderFeeLevyTotal
TMTMoneyCheapest
FreeNoneFree
FLFloozCheapest
FreeNoneFree
GOGozemCheapest
FreeNoneFree

Indicative verified fees; any applicable government levy is included in the total.

Other amounts in Togo

FCFA500FCFA1,000FCFA2,000FCFA5,000FCFA10,000FCFA25,000FCFA50,000

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Frequently Asked Questions

How much does it cost to send FCFA100,000 in Togo?
Free at every provider compared here — a matched tariff at this amount.
Which provider is cheapest to send FCFA100,000?
None is cheaper: all charge Free at this amount. Choose by the recipient's network and agent availability.
Is sending FCFA100,000 free in Togo?
Yes — it is free at every provider compared here.
Is there a government tax on sending FCFA100,000 in Togo?
Togo applies a 10% TAF (financial activities tax) on the mobile money fee itself — not on the amount sent. In force since 1 January 2024, it replaced the previous 18% VAT on fees. The operator is liable and passes it through in the displayed fee, so a 100 FCFA fee costs 110 FCFA all-in. Providers: Mixx by Yas (formerly TMoney) and Flooz (Moov Africa).