🇹🇿 Withdraw TSh1,000,000 in Tanzania: fees by provider
To withdraw TSh1,000,000 in Tanzania, Halo is free, while the others charge up to TSh10,776.00. So the cheapest is Free and the most expensive TSh10,776.00.
How much does it cost to withdraw TSh1,000,000 in Tanzania?
To withdraw TSh1,000,000 in Tanzania, the cheapest provider is Halo at Free; the priciest charges TSh10,776.00. Receiving is free; the total includes the operator's tier fee and any applicable state tax. Comparison verified June 2026.
TSh1,000,000 is one of the largest amounts on this page in Tanzania — roughly a rent instalment or stock for a kiosk. Tanzania has a genuinely competitive field — Vodacom M-Pesa, Airtel Money and Mixx by Yas (ex Tigo Pesa, rebranded 26 November 2024) — landing money in Dar es Salaam and upcountry, with LUKU TANESCO as the dominant bill-pay use case.
At this size it's treasury: the wallet-to-bank route into CRDB / NMB / Stanbic / Equity Tanzania beats the agent withdraw — instant, no fiscal stack applied to the amount. At 0% effective the fee is almost negligible; here the binding constraint is your transaction limit and the agent's cash float.
At TSh1,000,000, this amount falls in a pricing band where a flat TSh8000 fee applies at the reference provider. The next band starts at TSh3,000,001, where pricing changes — worth knowing if your amount is near that threshold. At this scale (TSh 1,000,000), this is a treasury function: the clean route is wallet-to-bank into CRDB, NMB, Stanbic or Equity Tanzania (instant), which sidesteps the withdrawal operator fee + the excise/VAT layer and leaves a bank trail.
This size sits in the flat TSh8000 TSh1,000,000–TSh3,000,000 band; the adjacent band is flat TSh10000 above TSh3,000,001. Full table on the Tanzania withdrawal charges page.
Mobile Money Withdrawal Levy ("tozo"): Tanzania charges a banded government levy when you cash out at a mobile-money agent — from TZS 10 up to a maximum of TZS 2,000 at the top band. Sending money carries no levy. The transfer levy on bank↔wallet and inter-bank moves was scrapped on 1 October 2022; the withdrawal levy was kept, with its maximum cut to TZS 2,000.
Compare all providers for TSh1,000,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
HALHaloCheapest | Free | None | Free |
MPSM-Pesa | TSh8,000.00 | TSh1,776.00 | TSh9,776.00 |
MXXMixx by Yas | TSh8,000.00 | TSh1,776.00 | TSh9,776.00 |
AIRAirtel | TSh9,000.00 | TSh1,776.00 | TSh10,776.00 |
Indicative verified fees; any applicable government levy is included in the total.
Other amounts in Tanzania
Calculate any amount
Open calculator