KCBLTZTZ11-character variant (head office):
KCBLTZTZXXX| Bank code | Country | Location |
|---|---|---|
| KCBL | TZ | TZ |
| KCB Tanzania | TZ (Tanzania) | Dar es Salaam |
An 11-character variant like KCBLTZTZXXX also indicates the head office — the trailing 'XXX' is the default. Codes ending in different sequences (e.g. 'KCBLTZTZ001') refer to specific branches.
KCB Bank Tanzania is part of KCB Group, East Africa's largest banking group by assets, headquartered in Nairobi. The Tanzania operation was established in 1997 and runs around 15 branches. The bank's SWIFT code KCBLTZTZ uses the KCB Group standard bank-code prefix KCBL, matching the Kenyan parent (KCBLKENX). The location code TZ aligns with the standard Tanzania country code. For diaspora senders from Kenya, the UK, or North America who already bank with the KCB Group network, intra-group transfers between KCB Kenya and KCB Tanzania can route efficiently within the group correspondent system. Long form: KCBLTZTZXXX. The bank focuses primarily on cross-border trade flows within the EAC corridor.
vs TZS (Tanzanian Shilling)
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SWIFT and BIC are two names for the same identifier: an 8 or 11-character code standardised by ISO 9362 that identifies a bank in the SWIFT payment network. For a wire to KCB Tanzania, your sending bank needs this code (KCBLTZTZ) to route the payment message through correspondent banks to KCB Bank Tanzania in Dar es Salaam.
An IBAN, by contrast, identifies a specific bank account — not the institution. IBANs are mandatory in the European Economic Area, the UK, most of the Middle East, and several African countries (but Tanzania does not use IBANs universally). For most wires to Tanzania, you will supply SWIFT code KCBLTZTZ + the recipient's account number, not an IBAN.
UK sort codes (6 digits) and US routing numbers (9 digits) are domestic-only equivalents — they do not work for international wires. If a US-based sender wants to wire to KCB Tanzania, they need the SWIFT code, not the US routing number of the correspondent bank (although their bank may use the routing number internally to route their side of the wire).
One final technical detail on the 11-character form: the last three characters identify a specific branch. When they read 'XXX' (as in KCBLTZTZXXX), they conventionally designate the head office itself. Most international wires use either the 8-character form or the 11-character form with XXX; unless your recipient explicitly tells you otherwise, that is the right choice.
KCB Bank Tanzania's SWIFT/BIC code is KCBLTZTZ. This 8-character code identifies the bank's Dar es Salaam head office for international wire transfers.
Yes. SWIFT (Society for Worldwide Interbank Financial Telecommunication) and BIC (Business Identifier Code) are two names for the same 8 or 11-character identifier standardised by ISO 9362. You will see KCB Tanzania's code referenced under either name on different financial platforms.
Yes. For an international wire to reach your KCB Tanzania account, the sender needs SWIFT code KCBLTZTZ AND your account number. Some sending banks also request the recipient bank's full address (KCB House, Ali Hassan Mwinyi Road, Dar es Salaam).
Typically 1 to 5 business days. The timing depends on the intermediary (correspondent) banks between the sending bank and KCB Tanzania. Wires from major global banks (HSBC, Barclays, JPMorgan, Citi) usually clear fastest.
For smaller amounts to Tanzania, operators such as Wise, LemFi, Sendwave, and TapTap Send typically offer a rate closer to mid-market and lower fees than a classic SWIFT bank wire. See our Tanzania inbound corridor comparison for side-by-side pricing.
Source: KCB Tanzania's official website + Wise SWIFT directory. Last verified: 2026-06-04. SWIFT codes change rarely but always confirm with your bank before initiating a transfer. Educational only — not financial advice.