Orange Money Fees in Madagascar
🇲🇬 MGA (Ar) · Including all taxes
Orange Money is one of the leading mobile money services in Madagascar, serving millions of users. Send fees are Ar100 per transaction. Use the fee tables below to see all charges including government taxes.
Send Money Fee Tiers
| Range | Fee |
|---|---|
| Ar100 - Ar1,000 | Ar100 Ar 100 |
| Ar1,001 - Ar5,000 | Ar100 Ar 100 |
| Ar5,001 - Ar25,000 | Ar300 Ar 300 |
| Ar25,001 - Ar100,000 | Ar700 Ar 700 |
| Ar100,001 - Ar500,000 | Ar1,600 Ar 1,600 |
| Ar500,001+ | Ar3,000 Ar 3,000 |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| Ar100 - Ar1,000 | Ar0 Free |
| Ar1,001 - Ar5,000 | Ar200 Ar 200 |
| Ar5,001 - Ar10,000 | Ar350 Ar 350 |
| Ar10,001 - Ar25,000 | Ar700 Ar 700 |
| Ar25,001 - Ar100,000 | Ar2,000 Ar 2,000 |
| Ar100,001 - Ar500,000 | Ar5,000 Ar 5,000 |
| Ar500,001+ | Ar9,500 Ar 9,500 |
Orange Money channels: deposit, withdrawal and coupon
Deposits to the Orange Money wallet are free at service points (PoPs, Cash Points and Yas Stores) — you only pay to send and withdraw. For withdrawal there are two channels: the Cash Point (agent), and, for partner-bank customers, the ATM — for example BRED Madagasikara ATMs, the ATM partner. Withdrawal fees follow the bands in the table above.
To send to someone without a mobile money account, the coupon system lets the recipient withdraw the amount with a code, without a wallet. The per-operation transfer cap is 20 million ariary; above that, the send must be split.
Transfer to another operator (interoperability)
Madagascar has full, multidirectional interoperability: from Orange Money you can send to the other operators (MVola, Orange Money, Airtel Money), routed by the recipient number's prefix. The rate for a transfer 'to another operator' can differ from a same-network transfer, so check the recipient's operator before sending.
Identify a number's operator with our prefix page (032, 033, 034…). Confirm the exact cross-operator schedule on the operator's site.
Compare with Other Providers
Frequently Asked Questions
What are Orange Money fees to send money in Madagascar?
Orange Money fees are banded by the amount sent (see the table above). The per-operation transfer cap is 20 million ariary. Tip: sending just over a band edge costs more — split large sends at the band boundaries to save.
How do I withdraw money with Orange Money in Madagascar?
You can withdraw at a Cash Point (agent) or, for some partner banks, at an ATM (for example BRED Madagasikara). Deposits to the wallet are free at service points. Withdrawal fees are banded by amount.
Can I send to another operator from Orange Money?
Yes. Madagascar has full interoperability: you can send to the other operators (MVola, Orange Money, Airtel Money), routed by the number's prefix. The 'to another operator' rate can differ from the same-network rate; confirm the cross-operator schedule on the operator's site.
How do I send money to someone without a Orange Money account?
You can send via a coupon: the non-subscriber recipient withdraws the amount with a code, without a wallet. Fees follow the banded send schedule.
Are there inactivity fees on Orange Money?
For MVola, yes: 2,000 Ar after 6 months without a transaction, 4,000 Ar at 12 months, 6,000 Ar at 18 months. A small transaction every six months avoids them. See our dedicated inactivity-fees page.
Is Orange Money the cheapest in Madagascar?
It depends on the amount and band. Use the calculator on the Madagascar page to compare Orange Money with the other operators for your exact amount.