🇬🇭 Withdraw ₵500 in Ghana: fees by provider
Withdrawing ₵500 in Ghana costs the same ₵5.00 at every provider — a regulated/matched tariff, so the choice comes down to the recipient's network and agent availability, not price.
Five hundred cedis is a meaningful payment — a supplier deposit, a rent contribution, a chunk of school costs.
At this level it is worth confirming the agent's float first; a half-thousand pull can clean out a small kiosk's cash.
A ₵500 withdrawal is in the 1% band (₵50 to ₵2,000): the fee is 1% of the amount, so GH₵5 here. This is the band where cost scales with the amount withdrawn.
The key point: at ₵2,000 that percentage stops and the fee becomes a flat GH₵20 cap. So ₵1,999 costs GH₵19.99 but ₵2,001 costs only GH₵20. If your withdrawal is near ₵2,000, aiming just above can be smart.
On MTN MoMo, you cash out at an agent; check your balance first via *170# → 6 (My Wallet).
Compare all providers for ₵500
| Provider | Fee | Levy | Total |
|---|---|---|---|
MTNMTNCheapest | ₵5.00 | None | ₵5.00 |
ATATCheapest | ₵5.00 | None | ₵5.00 |
TELTelecelCheapest | ₵5.00 | None | ₵5.00 |
Indicative verified fees; any applicable government levy is included in the total.
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