🇬🇭 Withdraw ₵1,000 in Ghana: fees by provider
Withdrawing ₵1,000 in Ghana costs the same ₵10.00 at every provider — a regulated/matched tariff, so the choice comes down to the recipient's network and agent availability, not price.
A thousand cedis sits at the top of the percentage band — the last amount before the flat-fee logic takes over.
Sitting at the top of the percentage band, this is the amount where it pays most to check whether nudging just over the next threshold is cheaper.
A ₵1,000 withdrawal is in the 1% band (₵50 to ₵2,000): the fee is 1% of the amount, so GH₵10 here. This is the band where cost scales with the amount withdrawn.
The key point: at ₵2,000 that percentage stops and the fee becomes a flat GH₵20 cap. So ₵1,999 costs GH₵19.99 but ₵2,001 costs only GH₵20. If your withdrawal is near ₵2,000, aiming just above can be smart.
On MTN MoMo, you cash out at an agent; check your balance first via *170# → 6 (My Wallet).
Compare all providers for ₵1,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
MTNMTNCheapest | ₵10.00 | None | ₵10.00 |
ATATCheapest | ₵10.00 | None | ₵10.00 |
TELTelecelCheapest | ₵10.00 | None | ₵10.00 |
Indicative verified fees; any applicable government levy is included in the total.
Other amounts in Ghana
Calculate any amount
Open calculator