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🇧🇼 Withdraw P4,000 in Botswana: fees by provider

To withdraw P4,000 in Botswana, fees range from P85.00 (MyZaka, the cheapest) to P93.64. Which provider you pick genuinely changes what you pay.

Cheapest to withdraw P4,000
P85.00· MyZaka
up to P93.64 at the priciest provider
The cost of withdrawing P4,000

P4,000 is one of the largest amounts on this page in Botswana — roughly monthly rent in Gaborone or Francistown. Botswana has three mobile money operators — Orange Money, MyZaka (Mascom) and Smega (BTC) — in a pula that floats on a rand-heavy SDR basket.

At this size the fee is almost negligible and it's the KYC ceiling or the agent's cash float that bind, not the tariff. At 2.1% effective the fee is almost negligible; here the binding constraint is your transaction limit and the agent's cash float.

At P4,000, this amount falls in a pricing band where a flat P92 fee applies at the reference provider. This is the top band: the tariff does not change above it. At this scale (P4,000), this is a treasury function: the clean route is wallet-to-bank into FNB Botswana or Stanbic Botswana, which removes both the withdrawal fee and the cash-handling risk.

This size sits in the flat P92 P2,001–P4,000 band. Full table on the Botswana withdrawal charges page.

Compare all providers for P4,000

ProviderFeeLevyTotal
MYZMyZakaCheapest
P85.00NoneP85.00
ORGOrange
P92.00NoneP92.00
SMGSmega
P93.64NoneP93.64

Indicative verified fees; any applicable government levy is included in the total.

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Frequently Asked Questions

How much does it cost to withdraw P4,000 in Botswana?
Between P85.00 and P93.64 depending on the provider. The cheapest is MyZaka at P85.00; compare the table above.
Which provider is cheapest to withdraw P4,000?
MyZaka at P85.00. Fees rise to P93.64 at the others — see the comparison table.
Is withdrawing P4,000 free in Botswana?
No — no provider is free at this amount; the cheapest is P85.00.
Is there a tax on withdrawing P4,000 in Botswana?
No government tax applies to this withdrawal in Botswana; you pay only the provider fee shown in the table.