Botswana mobile money withdrawal fees
Here are the mobile money cash-out bands in Botswana by operator, plus the special case of MTN MoMo Eswatini which also publishes an Eswatini Bank ATM schedule.
✓ Verified June 2026.Tariffs and USSD codes confirmed against operator sources. No government levy on mobile money.
Withdrawal bands by operator
Orange Money Botswana
| Band | Fee |
|---|---|
| P 25 – P 125 | P 6 |
| P 126 – P 250 | P 8 |
| P 251 – P 500 | P 13 |
| P 501 – P 1,000 | P 23 |
| P 1,001 – P 2,000 | P 46 |
| P 2,001 – P 4,000 | P 92 |
MyZaka (Mascom)
| Band | Fee |
|---|---|
| P 25 – P 125 | P 6 |
| P 126 – P 250 | P 8 |
| P 251 – P 500 | P 12 |
| P 501 – P 1,000 | P 22 |
| P 1,001 – P 2,000 | P 45 |
| P 2,001 – P 4,000 | P 85 |
| P 4,001 – P 6,000 | P 125 |
| P 6,001 – P 8,000 | P 150 |
| P 8,001 – P 10,000 | P 175 |
Smega (BTC)
| Band | Fee |
|---|---|
| P 1 – P 125 | P 6.11 |
| P 126 – P 250 | P 8.14 |
| P 251 – P 500 | P 13.23 |
| P 501 – P 1,000 | P 23.41 |
| P 1,001 – P 2,000 | P 46.82 |
| P 2,001 – P 6,000 | P 93.64 |
Frequently asked questions
Can I avoid the withdrawal fee?
Yes, if the cash destination is actually a merchant that accepts mobile money — paying the merchant directly from the wallet (instead of withdrawing then paying cash) removes the operator fee. In Botswana, Gaborone merchants increasingly accept direct payment.
Why is the agent fee fixed rather than percentage-based?
In Botswana, operators use a banded schedule to make cost predictable and ease overcharging enforcement: an agent cannot make up a percentage. A M / E / P 500 withdrawal costs the same amount at every authorised agent in the country.