MTN MoMo Fees in Benin
🇧🇯 XOF (FCFA) · Including all taxes
MTN MoMo is one of the leading mobile money services in Benin, serving millions of users. Domestic transfers are FREE. Use the fee tables below to see all charges including government taxes.
How much are MTN MoMo charges in Benin in 2026?
On MTN MoMo in Benin, receiving is free. Sending in the first band costs free; cashing out in the first band costs free. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
MTN MoMo Send Money Fee Tiers in Benin
| Range | Fee |
|---|---|
| Free | Free Free — first 3 transactions per month under FCFA 1,000 |
| FCFA1,000+ | FCFA50 50 FCFA flat via app |
MTN MoMo Withdrawal (Cash-Out) Fee Tiers in Benin
| Range | Fee |
|---|---|
| FCFA1 - FCFA500 | FCFA0 Free FCFA 1-500 |
| FCFA501 - FCFA5,000 | FCFA125 FCFA 125 (raised from 100 in Jul 2025) |
| FCFA5,001 - FCFA10,000 | FCFA225 FCFA 225 (raised from 200 in Jul 2025) |
| FCFA10,001 - FCFA20,000 | FCFA375 FCFA 375 (raised from 350 in Jul 2025) |
| FCFA20,001 - FCFA50,000 | FCFA500 FCFA 500 |
| FCFA50,001 - FCFA100,000 | FCFA1,000 FCFA 1,000 |
| FCFA100,001 - FCFA200,000 | FCFA2,000 FCFA 2,000 |
| FCFA200,001 - FCFA500,000 | FCFA3,500 FCFA 3,500 |
| FCFA500,001 - FCFA1,000,000 | FCFA5,000 FCFA 5,000 |
| FCFA1,000,001 - FCFA2,000,000 | FCFA9,900 FCFA 9,900 (max per transaction FCFA 2M) |
mobile money to Bank & Bank to mobile money: Transfer Fees
How much does a mobile money to bank transfer cost in Benin?
In Benin, wallet-to-bank goes through partner banks. MTN MoMo (via UBA's "Push and Pull", *880#) is tiered from 50 up to 2,000 FCFA. Moov Money (operator site, *855*1#) is tiered from 50 up to 1,750 FCFA for most banks — Ecobank and UBA use a higher structure, so check with the provider for those.
In Benin, wallet-to-bank goes through partner banks. MTN MoMo (via UBA's "Push and Pull", *880#) is tiered from 50 up to 2,000 FCFA. Moov Money (operator site, *855*1#) is tiered from 50 up to 1,750 FCFA for most banks — Ecobank and UBA use a higher structure, so check with the provider for those.
Bank-to-wallet: via UBA into MTN MoMo it is tiered from 50 up to 500 FCFA; on Moov Money it is 100 up to 500 FCFA for most banks (Ecobank and UBA are higher — check with provider).
Worked example: Sending 100,000 FCFA from MTN MoMo to a bank via UBA's Push and Pull falls in the tiered grid (up to about 2,000 FCFA on the largest band). Receiving from a bank into the wallet is cheaper — tiered up to about 500 FCFA.
Source: UBA Benin "Push and Pull" (ubabenin.com) for MTN MoMo; Moov Money Benin tariffs (moov-africa.bj). UBA is one partner bank — others may differ, check with provider. USSD MTN *880#, Moov *855*1#. Accessed 25 June 2026.
How to Send Money with MTN MoMo in Benin
- Dial *880# — Open your phone's dialer and enter *880# on the MTN MoMo SIM.
- Choose Send Money — Select Transfer / Send Money from the menu.
- Enter the recipient number — Type the recipient's mobile number, then confirm the name shown.
- Enter the amount — Enter the amount to send; any fee is displayed before you confirm.
- Confirm with your PIN — Enter your MTN MoMo PIN to authorise; you get an SMS confirmation.
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About MTN MoMo in Benin
Benin runs on MTN MoMo and Moov Money, with mobile money now an everyday payment channel. Benin digitised quickly around two operators; at a given amount the band tariffs are close, and agent access is the tie-breaker.
On pricing, here is how MTN MoMo structures its fees. Sending is priced by band : free FCFA1–FCFA999; flat FCFA50 above FCFA1,000. Cash-out is priced by band : free FCFA1–FCFA500; flat FCFA125 FCFA501–FCFA5,000; flat FCFA225 FCFA5,001–FCFA10,000; flat FCFA375 FCFA10,001–FCFA20,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Benin: you pay only the operator's fee.
How to use it. You manage MTN MoMo via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare MTN MoMo with the other operators in Benin for your exact amount, use the calculator at the top of this page or open the Benin page. Tariffs rendered from our database, verified in 2026.
MTN MoMo vs Other Providers in Benin: Fee Comparison
Frequently Asked Questions
How much does MTN MoMo charge to send money in Benin?
MTN MoMo domestic transfers are FREE in Benin.
What are the MTN MoMo withdrawal fees in Benin?
MTN MoMo withdrawal fees in Benin are FCFA0 per transaction.
Is there a government levy on MTN MoMo transactions in Benin?
No. There is currently no government levy on mobile money transactions in Benin.
What is the MTN MoMo USSD code in Benin?
Use the MTN MoMo mobile app or visit an authorized agent in Benin.
Is MTN MoMo the cheapest mobile money provider in Benin?
It depends on the amount. Use the MomoCalc calculator on the Benin page to compare all providers for your specific amount.
How much does a mobile money to bank transfer cost in Benin?
In Benin, wallet-to-bank goes through partner banks. MTN MoMo (via UBA's "Push and Pull", *880#) is tiered from 50 up to 2,000 FCFA. Moov Money (operator site, *855*1#) is tiered from 50 up to 1,750 FCFA for most banks — Ecobank and UBA use a higher structure, so check with the provider for those.
What is the bank to mobile money fee in Benin?
Bank-to-wallet: via UBA into MTN MoMo it is tiered from 50 up to 500 FCFA; on Moov Money it is 100 up to 500 FCFA for most banks (Ecobank and UBA are higher — check with provider).