Wave Fees in Benin
🇧🇯 XOF (FCFA) · Including all taxes
Wave is one of the leading mobile money services in Benin, serving millions of users. Send fees are 1% per transaction. Use the fee tables below to see all charges including government taxes.
How much does Wave charge in Benin in 2026?
On Wave in Benin, receiving is free. Sending money costs 1%. Cashing out costs 1%. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Wave Send Money Fee Tiers in Benin
| Range | Fee |
|---|---|
| FCFA1+ | 1% 1% flat on all sends |
Wave Withdrawal (Cash-Out) Fee Tiers in Benin
| Range | Fee |
|---|---|
| FCFA1+ | 1% 1% flat on all withdrawals |
mobile money to Bank & Bank to mobile money: Transfer Fees
How much does a mobile money to bank transfer cost in Benin?
In Benin, wallet-to-bank goes through partner banks. MTN MoMo (via UBA's "Push and Pull", *880#) is tiered from 50 up to 2,000 FCFA. Moov Money (operator site, *855*1#) is tiered from 50 up to 1,750 FCFA for most banks — Ecobank and UBA use a higher structure, so check with the provider for those.
In Benin, wallet-to-bank goes through partner banks. MTN MoMo (via UBA's "Push and Pull", *880#) is tiered from 50 up to 2,000 FCFA. Moov Money (operator site, *855*1#) is tiered from 50 up to 1,750 FCFA for most banks — Ecobank and UBA use a higher structure, so check with the provider for those.
Bank-to-wallet: via UBA into MTN MoMo it is tiered from 50 up to 500 FCFA; on Moov Money it is 100 up to 500 FCFA for most banks (Ecobank and UBA are higher — check with provider).
Worked example: Sending 100,000 FCFA from MTN MoMo to a bank via UBA's Push and Pull falls in the tiered grid (up to about 2,000 FCFA on the largest band). Receiving from a bank into the wallet is cheaper — tiered up to about 500 FCFA.
Source: UBA Benin "Push and Pull" (ubabenin.com) for MTN MoMo; Moov Money Benin tariffs (moov-africa.bj). UBA is one partner bank — others may differ, check with provider. USSD MTN *880#, Moov *855*1#. Accessed 25 June 2026.
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About Wave in Benin
Benin runs on MTN MoMo and Moov Money, with mobile money now an everyday payment channel. Benin digitised quickly around two operators; at a given amount the band tariffs are close, and agent access is the tie-breaker.
On pricing, here is how Wave structures its fees. Sending is priced by band : 1% above FCFA1. Cash-out is priced by band : 1% above FCFA1. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Benin: you pay only the operator's fee.
How to use it. You manage Wave via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare Wave with the other operators in Benin for your exact amount, use the calculator at the top of this page or open the Benin page. Tariffs rendered from our database, verified in 2026.
Wave vs Other Providers in Benin: Fee Comparison
Frequently Asked Questions
How much does Wave charge to send money in Benin?
Wave charges 1% per transfer in Benin.
What are the Wave withdrawal fees in Benin?
Wave withdrawal fees in Benin are 1% per transaction.
Is there a government levy on Wave transactions in Benin?
No. There is currently no government levy on mobile money transactions in Benin.
What is the Wave USSD code in Benin?
Use the Wave mobile app or visit an authorized agent in Benin.
Is Wave the cheapest mobile money provider in Benin?
It depends on the amount. Use the MomoCalc calculator on the Benin page to compare all providers for your specific amount.
How much does a mobile money to bank transfer cost in Benin?
In Benin, wallet-to-bank goes through partner banks. MTN MoMo (via UBA's "Push and Pull", *880#) is tiered from 50 up to 2,000 FCFA. Moov Money (operator site, *855*1#) is tiered from 50 up to 1,750 FCFA for most banks — Ecobank and UBA use a higher structure, so check with the provider for those.
What is the bank to mobile money fee in Benin?
Bank-to-wallet: via UBA into MTN MoMo it is tiered from 50 up to 500 FCFA; on Moov Money it is 100 up to 500 FCFA for most banks (Ecobank and UBA are higher — check with provider).