🇹🇿 Send TSh5,000 in Tanzania: fees by provider
To send TSh5,000 in Tanzania, M-Pesa and Halo are free, while the others charge up to TSh130.00. So the cheapest is Free and the most expensive TSh130.00.
TSh5,000 is one of the smallest amounts people move in Tanzania — roughly a daladala commute and lunch. Tanzania has a genuinely competitive field — Vodacom M-Pesa, Airtel Money and Mixx by Yas (rebranded from Tigo Pesa in 2024) — landing money in Dar es Salaam and upcountry, with LUKU TANESCO as the dominant bill-pay use case.
At this size, Tanzania's fiscal stack (×1.298 on the operator fee) bites hardest in relative terms — Lipa Kwa Simu to the merchant till sidesteps the whole stack. At an effective 0% on the cheapest option (M-Pesa and Halo), the fixed part bites hardest here — batching small sends or keeping the balance on the wallet saves the most.
The Tanzania send tariff is banded by amount: flat TSh25 TSh200–TSh499; flat TSh61 TSh2,000–TSh2,999; flat TSh92 TSh3,000–TSh3,999; flat TSh583 TSh20,000–TSh29,999; flat TSh714 TSh40,000–TSh49,999. That is why the cost depends as much on the amount as on the provider.
Compare all providers for TSh5,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
MPSM-PesaCheapest | Free | None | Free |
HALHaloCheapest | Free | None | Free |
AIRAirtel | TSh130.00 | None | TSh130.00 |
MXXMixx by Yas | TSh130.00 | None | TSh130.00 |
Indicative verified fees; any applicable government levy is included in the total.
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