🇹🇿 Send TSh10,000 in Tanzania: fees by provider
To send TSh10,000 in Tanzania, M-Pesa and Halo are free, while the others charge up to TSh350.00. So the cheapest is Free and the most expensive TSh350.00.
TSh10,000 is a small everyday sum in Tanzania — roughly a daladala commute and lunch. Tanzania has a genuinely competitive field — Vodacom M-Pesa, Airtel Money and Mixx by Yas (rebranded from Tigo Pesa in 2024) — landing money in Dar es Salaam and upcountry, with LUKU TANESCO as the dominant bill-pay use case.
At this size, Tanzania's fiscal stack (×1.298 on the operator fee) bites hardest in relative terms — Lipa Kwa Simu to the merchant till sidesteps the whole stack. The cheapest (M-Pesa and Halo) works out at 0%; a flat fee, where it applies, still counts at this size.
The Tanzania send tariff is banded by amount: flat TSh25 TSh200–TSh499; flat TSh61 TSh2,000–TSh2,999; flat TSh92 TSh3,000–TSh3,999; flat TSh583 TSh20,000–TSh29,999; flat TSh714 TSh40,000–TSh49,999. That is why the cost depends as much on the amount as on the provider.
Compare all providers for TSh10,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
MPSM-PesaCheapest | Free | None | Free |
HALHaloCheapest | Free | None | Free |
AIRAirtel | TSh350.00 | None | TSh350.00 |
MXXMixx by Yas | TSh350.00 | None | TSh350.00 |
Indicative verified fees; any applicable government levy is included in the total.
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