CBZAZAJJ11-character variant (head office):
CBZAZAJJXXX| Bank code | Country | Location |
|---|---|---|
| CBZA | ZA | JJ |
| TymeBank | ZA (South Africa) | Johannesburg |
An 11-character variant like CBZAZAJJXXX also indicates the head office — the trailing 'XXX' is the default. Codes ending in different sequences (e.g. 'CBZAZAJJ001') refer to specific branches.
TymeBank launched in 2019 as one of South Africa's first fully-digital banks, offering low-cost retail banking through smartphone apps and ATM-based onboarding partnerships with Pick n Pay and Boxer supermarkets. The bank is part of Tyme Group, which expanded internationally with the launch of GoTyme Bank in the Philippines in 2022. By mid-2024 TymeBank had grown to more than 8 million customers in South Africa, making it one of the fastest-growing digital banks on the continent. The SWIFT code CBZAZAJJ (with bank code CBZA derived from "Commonwealth Bank ZA" — Commonwealth Bank of Australia was an early shareholder) identifies the Rosebank head office. The long form is CBZAZAJJXXX.
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SWIFT and BIC are two names for the same identifier: an 8 or 11-character code standardised by ISO 9362 that identifies a bank in the SWIFT payment network. For a wire to TymeBank, your sending bank needs this code (CBZAZAJJ) to route the payment message through correspondent banks to TymeBank in Johannesburg.
An IBAN, by contrast, identifies a specific bank account — not the institution. IBANs are mandatory in the European Economic Area, the UK, most of the Middle East, and several African countries (but South Africa does not use IBANs universally). For most wires to South Africa, you will supply SWIFT code CBZAZAJJ + the recipient's account number, not an IBAN.
UK sort codes (6 digits) and US routing numbers (9 digits) are domestic-only equivalents — they do not work for international wires. If a US-based sender wants to wire to TymeBank, they need the SWIFT code, not the US routing number of the correspondent bank (although their bank may use the routing number internally to route their side of the wire).
One final technical detail on the 11-character form: the last three characters identify a specific branch. When they read 'XXX' (as in CBZAZAJJXXX), they conventionally designate the head office itself. Most international wires use either the 8-character form or the 11-character form with XXX; unless your recipient explicitly tells you otherwise, that is the right choice.
TymeBank's SWIFT/BIC code is CBZAZAJJ. This 8-character code identifies the bank's Johannesburg head office for international wire transfers.
Yes. SWIFT (Society for Worldwide Interbank Financial Telecommunication) and BIC (Business Identifier Code) are two names for the same 8 or 11-character identifier standardised by ISO 9362. You will see TymeBank's code referenced under either name on different financial platforms.
Yes. For an international wire to reach your TymeBank account, the sender needs SWIFT code CBZAZAJJ AND your account number. Some sending banks also request the recipient bank's full address (30 Jellicoe Avenue, Floor 2, Rosebank, Johannesburg).
Typically 1 to 5 business days. The timing depends on the intermediary (correspondent) banks between the sending bank and TymeBank. Wires from major global banks (HSBC, Barclays, JPMorgan, Citi) usually clear fastest.
For smaller amounts to South Africa, operators such as Wise, LemFi, Sendwave, and TapTap Send typically offer a rate closer to mid-market and lower fees than a classic SWIFT bank wire. See our South Africa inbound corridor comparison for side-by-side pricing.
Source: TymeBank's official website + Wise SWIFT directory. Last verified: 2026-06-04. SWIFT codes change rarely but always confirm with your bank before initiating a transfer. Educational only — not financial advice.