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Sidian Bank SWIFT Code: SIDNKENA

SIDNKENA

11-character variant (head office):

SIDNKENAXXX
Last verified: 2026-06-04

SWIFT code breakdown

Bank codeCountryLocation
SIDNKENA
Sidian BankKE (Kenya)Nairobi

An 11-character variant like SIDNKENAXXX also indicates the head office — the trailing 'XXX' is the default. Codes ending in different sequences (e.g. 'SIDNKENA001') refer to specific branches.

About Sidian Bank

Sidian Bank, formerly K-Rep Bank, was founded in 1984 as Kenya Rural Enterprise Programme (K-Rep) and rebranded as Sidian Bank in 2016 following Centum Investment's acquisition. The bank operates around 40 branches across Kenya with a continued focus on microfinance, SME lending, and asset-finance products derived from its development-banking heritage. The correct SWIFT code is SIDNKENA (not the variant KORPKENA that appears in some legacy directories from the K-Rep era — verified June 2026 against Wise, TheSwiftCodes, bank.codes). The 11-character form SIDNKENAXXX identifies the head office at Wood Avenue, Kilimani, Nairobi. Always confirm the active SWIFT code via the bank's official channel before initiating a wire.

Head office

Address: 25363 Wood Avenue, Kilimani
City: Nairobi, Kenya
Founded: 1984
Type: Commercial bank
Official site: sidianbank.co.ke

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SWIFT, BIC, IBAN — the useful distinction

SWIFT and BIC are two names for the same identifier: an 8 or 11-character code standardised by ISO 9362 that identifies a bank in the SWIFT payment network. For a wire to Sidian Bank, your sending bank needs this code (SIDNKENA) to route the payment message through correspondent banks to Sidian Bank in Nairobi.

An IBAN, by contrast, identifies a specific bank account — not the institution. IBANs are mandatory in the European Economic Area, the UK, most of the Middle East, and several African countries (but Kenya does not use IBANs universally). For most wires to Kenya, you will supply SWIFT code SIDNKENA + the recipient's account number, not an IBAN.

UK sort codes (6 digits) and US routing numbers (9 digits) are domestic-only equivalents — they do not work for international wires. If a US-based sender wants to wire to Sidian Bank, they need the SWIFT code, not the US routing number of the correspondent bank (although their bank may use the routing number internally to route their side of the wire).

One final technical detail on the 11-character form: the last three characters identify a specific branch. When they read 'XXX' (as in SIDNKENAXXX), they conventionally designate the head office itself. Most international wires use either the 8-character form or the 11-character form with XXX; unless your recipient explicitly tells you otherwise, that is the right choice.

FAQ

What is the SWIFT code for Sidian Bank?

Sidian Bank's SWIFT/BIC code is SIDNKENA. This 8-character code identifies the bank's Nairobi head office for international wire transfers.

Is the SWIFT code the same as the BIC code?

Yes. SWIFT (Society for Worldwide Interbank Financial Telecommunication) and BIC (Business Identifier Code) are two names for the same 8 or 11-character identifier standardised by ISO 9362. You will see Sidian Bank's code referenced under either name on different financial platforms.

Do I need both the SWIFT code and account number to receive a wire transfer to Sidian Bank?

Yes. For an international wire to reach your Sidian Bank account, the sender needs SWIFT code SIDNKENA AND your account number. Some sending banks also request the recipient bank's full address (25363 Wood Avenue, Kilimani, Nairobi).

How long does an international wire transfer to Sidian Bank take?

Typically 1 to 5 business days. The timing depends on the intermediary (correspondent) banks between the sending bank and Sidian Bank. Wires from major global banks (HSBC, Barclays, JPMorgan, Citi) usually clear fastest.

What's cheaper than a bank wire transfer to Sidian Bank?

For smaller amounts to Kenya, operators such as Wise, LemFi, Sendwave, and TapTap Send typically offer a rate closer to mid-market and lower fees than a classic SWIFT bank wire. See our Kenya inbound corridor comparison for side-by-side pricing.

Related on MomoCalc

Source: Sidian Bank's official website + Wise SWIFT directory. Last verified: 2026-06-04. SWIFT codes change rarely but always confirm with your bank before initiating a transfer. Educational only — not financial advice.