How to send and receive money in Suriname
Sending money to Suriname, receiving it from the Netherlands, or just want today's SRD exchange rate? Here's how paying, sending and receiving actually work: the wallets people use (Mopé, Uni5Pay+), bank transfers, cambios, whether you can hold US dollars, what each option costs, and the day's koers — with live rates and sourced fees.
Updated 2026-07-02 · FX: Interbank rate updated 2 Jul 06:00 UTC (17h ago)
How much does it cost to send money in Suriname?
To pay or send money inside Suriname you have three options: a wallet linked to your bank (Mopé), a wallet that works without a bank account (Uni5Pay+), or a normal bank transfer between the local banks (DSB, Finabank, Hakrinbank, Republic). Here's what each one costs — the real published figure where there is one, and "verify" where the provider doesn't publish it (we don't guess).
| Service | Bank account? | USD | Fees |
|---|---|---|---|
Mopé Hakrinbank | Yes (any Surinamese bank) | SRD wallet; links to bank accounts | "No costs for wallet transactions" (hakrinbank.com); other charges verify. |
Uni5Pay+ Uni5Pay | No | Cash USD deposits at top-up locations | Works without a bank account; UnionPay-standard; per-transaction fees mostly unpublished — verify on uni5pay.sr. |
SPSB "moni karta" Surinaamse Postspaarbank | verify | verify | Thin public data — verify with SPSB. |
Bank transfer DSB / Finabank / Hakrinbank / Republic | Yes | SRD, USD and EUR accounts are common | The baseline. SRD/USD/EUR accounts are normal in Suriname; per-transfer fees vary by bank — verify. |
Can I hold US dollars in Suriname?
Yes — and it's normal. Suriname is a dual-currency economy: SRD, USD and EUR accounts all coexist, larger salaries and most rents are quoted in USD or EUR, and Uni5Pay+ accepts cash US-dollar deposits. This is a legacy of instability — the SRD was floated in 2020–21 and devalued sharply, so households and businesses hold value in dollars and euros to preserve it. Practically, that means when money arrives from abroad you often choose whether to keep it in foreign currency or convert to SRD at the day's koers — and that conversion, not the transfer fee, is usually where the real cost sits. (Mechanics, not financial advice.)
What is the dagkoers today?
There is no single "koers". The mid-market rate is one thing; the CBvS publishes a monthly official average; and the licensed cambios post their own daily buy/sell rates. They all differ — and honest reporting shows each with its own date, not a fake single "today" number.
How do I receive money from the Netherlands in Suriname?
The Netherlands hosts a huge Surinamese diaspora, and the Netherlands→Suriname corridor is one of the costliest the World Bank tracks — 8.86% average total cost. Money arrives to a bank account, to a wallet (Mopé, Uni5Pay+), or as cash pickup. Compare the net SRD amount at the day's koers, not just the headline fee.
Netherlands → Suriname: compare services →Frequently asked questions
Domestically, Mopé (Hakrinbank) advertises no cost for wallet transactions; Uni5Pay+ and bank transfers vary — verify. From abroad, the Netherlands→Suriname corridor is one of the costliest the World Bank tracks, at 8.86% average total cost, so comparing services matters. The real variable is the koers (exchange rate) applied to your euros or dollars.
Yes. SRD, USD and EUR accounts are all common, salaries and rents are often quoted in USD or EUR, and Uni5Pay+ even takes cash USD deposits. Since the SRD floated in 2020–21 and devalued sharply, many people hold value in dollars — this is mechanics, not advice.
The "dagkoers" is Suriname's daily exchange rate. There isn't one single number: the mid-market rate, the CBvS monthly official average, and the licensed cambios' published buy/sell rates all differ. See our dagkoers tracker for all layers, each with its own honest date.